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An Analysis Of The Factors Affecting Banks` Cash Demand: A Case Study Of Refah Bank

Author

Listed:
  • ABBASI Ebrahim

    (Alzahra University, Iran)

  • BAHRAMI Alireza

    (Islamic Azad University, Iran)

  • ZADEH Amir Mohammad

    (University of Tehran, Iran)

Abstract

The present study is an investigation on each of affective factors in cash demand of Refah Bank in Golestan Province. To this end, daily data of the related branches obtained from 15 months, from March 21, 2010 to June 20, 2011, has been used. The information of July month has also been used to test prediction accuracy. As the results of regression test reveal, current account balance, saving account balance, long-term investment account balance, and account balance of other banks in Refah bank affect cash demand of Refah bank significantly and positively while there is no significant relation between short-term investment account balance, account balance of checks issued by other banks and account balance of sold issued checks and cash demand of Refah bank.

Suggested Citation

  • ABBASI Ebrahim & BAHRAMI Alireza & ZADEH Amir Mohammad, 2014. "An Analysis Of The Factors Affecting Banks` Cash Demand: A Case Study Of Refah Bank," Studies in Business and Economics, Lucian Blaga University of Sibiu, Faculty of Economic Sciences, vol. 9(3), pages 5-20, December.
    • Handle: RePEc:blg:journl:v:9:y:2014:i:3:p:5-20
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    References listed on IDEAS

    as
    1. David Aikman & Piergiorgio Alessandri & Bruno Eklund & Prasanna Gai & Sujit Kapadia & Elizabeth Martin & Nada Mora & Gabriel Sterne & Matthew Willison, 2011. "Funding Liquidity Risk in a Quantitative Model of Systemic Stability," Central Banking, Analysis, and Economic Policies Book Series, in: Rodrigo Alfaro (ed.),Financial Stability, Monetary Policy, and Central Banking, edition 1, volume 15, chapter 12, pages 371-410, Central Bank of Chile.
    2. Merrouche, Ouarda & Schanz, Jochen, 2010. "Banks' intraday liquidity management during operational outages: Theory and evidence from the UK payment system," Journal of Banking & Finance, Elsevier, vol. 34(2), pages 314-323, February.
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