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Retos de las microfinanzas en Argentina: nueva evidencia empírica en base a encuestas al sector nacional

Author

Listed:
  • Lody M. Bueri

    (Banco HSBC)

  • Diana E. Schvarztein

    (Universidad de Buenos Aires (UBA); Pontificia Universidad Católica Argentina (UCA))

  • Ignacio E. Carballo

    (Pontificia Universidad Católica Argentina (UCA); Centro de Estudios de la Estructura Económica (CENES); Instituto de Investigaciones Económicas; CONICET; FCE-UBA)

Abstract

El presente trabajo estudia el sector de las microfinanzas en Argentina. Específicamente, realiza dos aportes a la literatura que analiza los obstáculos al desarrollo del mismo. En primer lugar, se propone un instrumento de creación propia y fácilmente replicable (que amplía y ajusta el reconocido cuestionario regional «Banana Skins») para analizar riesgos, amenazas y obstáculos percibidos por el sector local. En segundo lugar, se exponen los resultados de un primer relevamiento on-line realizado a 33 referentes y líderes de instituciones, tanto privadas como públicas del país. Así, además de resumir y actualizar los riesgos, amenazas y obstáculos históricos relevados en la literatura, este trabajo presenta información inédita que permite ordenar y estudiar comparativamente la urgencia percibida por los distintos grupos de actores en torno a estas variables.

Suggested Citation

  • Lody M. Bueri & Diana E. Schvarztein & Ignacio E. Carballo, 2019. "Retos de las microfinanzas en Argentina: nueva evidencia empírica en base a encuestas al sector nacional," Ensayos de Política Económica, Departamento de Investigación Francisco Valsecchi, Facultad de Ciencias Económicas, Pontificia Universidad Católica Argentina., vol. 3(1), pages 131-169, Octubre.
    • Handle: RePEc:atw:epecon:v:3:y:2019:i:1:p:131-169
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    More about this item

    Keywords

    microcrédito; microfinanzas; inclusión financiera;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • C83 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Survey Methods; Sampling Methods

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