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Repudiation Risk and Restitution Costs: Toward Understanding Premiums on Insured Deposits
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- Nada Mora, 2010. "Can banks provide liquidity in a financial crisis?," Economic Review, Federal Reserve Bank of Kansas City, vol. 95(Q III), pages 31-67.
- Gomez-Biscarri, Javier & López-Espinosa, Germán & Mesa-Toro, Andrés, 2021. "The risk implications of the business loan activity in credit unions," Journal of Financial Stability, Elsevier, vol. 56(C).
- R. Alton Gilbert & Andrew P. Meyer & Mark D. Vaughan, 2006.
"Can feedback from the jumbo CD market improve bank surveillance?,"
Economic Quarterly, Federal Reserve Bank of Richmond, vol. 92(Spr), pages 135-175.
- R. Alton Gilbert & Andrew P. Meyer & Mark D. Vaughan, 2003. "Can feedback from the jumbo-CD market improve bank surveillance?," Working Papers 2003-041, Federal Reserve Bank of St. Louis.
- Adam B. Ashcraft & Hoyt Bleakley, 2006. "On the market discipline of informationally opaque firms: evidence from bank borrowers in the federal funds market," Staff Reports 257, Federal Reserve Bank of New York.
- Arnold, Eva A. & Größl, Ingrid & Koziol, Philipp, 2016.
"Market discipline across bank governance models: Empirical evidence from German depositors,"
The Quarterly Review of Economics and Finance, Elsevier, vol. 61(C), pages 126-138.
- Arnold, Eva A. & Größl, Ingrid & Koziol, Philipp, 2015. "Market discipline across bank governance models: Empirical evidence from German depositors," Discussion Papers 13/2015, Deutsche Bundesbank.
- Eva A. Arnold & Ingrid Größl & Philipp Koziol, 2015. "Market Discipline Across Bank Governance Models. Empirical Evidence from German Depositors," Macroeconomics and Finance Series 201502, University of Hamburg, Department of Socioeconomics.
- Ioannidou, V. & de Dreu, J., 2006. "The Impact of Explicit Deposit Insurance on Market Discipline," Other publications TiSEM 693cfa2c-76f1-4304-872f-f, Tilburg University, School of Economics and Management.
- Alexei Karas & William Pyle & Koen Schoors, 2006.
"Sophisticated Discipline in Nascent Deposit Markets: Evidence from Post-Communist Russia,"
Middlebury College Working Paper Series
0607, Middlebury College, Department of Economics.
- Karas, Alexei & Pyle, William & Schoors, Koen, 2006. "Sophisticated discipline in a nascent deposit market: evidence from post-communist Russia," BOFIT Discussion Papers 13/2006, Bank of Finland Institute for Emerging Economies (BOFIT).
- A. Karas & W. Pyle & K. Schoors, 2007. "Sophisticated Discipline in a Nascent Deposit Market: Evidence from Post-Communist Russia," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 07/450, Ghent University, Faculty of Economics and Business Administration.
- Alexei Karas & William Pyle & Koen Schoors, 2006. "Sophisticated Discipline in Nascent Deposit Markets: Evidence from Post-Communist Russia," William Davidson Institute Working Papers Series wp829, William Davidson Institute at the University of Michigan.
- María Soledad Martínez-Peria & Sergio Schmukler, 2002.
"Do Depositors Punish Banks for Bad Behavior? Market Discipline, Deposit Insurance, and Banking Crises,"
Central Banking, Analysis, and Economic Policies Book Series, in: Leonardo Hernández & Klaus Schmidt-Hebbel & Norman Loayza (Series Editor) & Klaus Schmidt-Hebbel (Se (ed.),Banking, Financial Integration, and International Crises, edition 1, volume 3, chapter 5, pages 143-174,
Central Bank of Chile.
- Maria Soledad Martinez Peria & Sergio L. Schmukler, 2001. "Do Depositors Punish Banks for Bad Behavior? Market Discipline, Deposit Insurance, and Banking Crises," Journal of Finance, American Finance Association, vol. 56(3), pages 1029-1051, June.
- Krzysztof Jackowicz & Oskar Kowalewski & Łukasz Kozłowski, 2018.
"Depositors Discipline through Interest Costs during Good and Bad Times: the Role of the Guarantor of Last Resort1,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 54(2), pages 179-205, October.
- Oskar Kowalewski & Krzysztof Jackowicz & Łukasz Kozłowski, 2018. "Depositor discipline through interest costs during good and bad times : The role of the guarantor of last resort," Post-Print hal-01913992, HAL.
- Quintero-V, Juan C., 2023. "Deposit insurance and market discipline," Journal of Financial Stability, Elsevier, vol. 64(C).
- Stijn Claessens & Luc Laeven, 2006. "A Reader in International Corporate Finance, Volume One," World Bank Publications - Books, The World Bank Group, number 7111.
- John R. Hall & Thomas B. King & Andrew P. Meyer & Mark D. Vaughan, 2002. "Do jumbo-CD holders care about anything?," Supervisory Policy Analysis Working Papers 2002-05, Federal Reserve Bank of St. Louis.
- Acharya, Viral & Mora, Nada, 2011.
"Are Banks Passive Liquidity Backstops? Deposit Rates and Flows during the 2007-2009 Crisis,"
CEPR Discussion Papers
8706, C.E.P.R. Discussion Papers.
- Viral V. Acharya & Nada Mora, 2012. "Are Banks Passive Liquidity Backstops? Deposit Rates and Flows during the 2007-2009 Crisis," NBER Working Papers 17838, National Bureau of Economic Research, Inc.
- Viral V. Acharya & Nada Mora, 2011. "Are banks passive liquidity backstops? deposit rates and flows during the 2007-2009 crisis," Research Working Paper RWP 11-06, Federal Reserve Bank of Kansas City.
- Lamers, Martien, 2015. "Depositor discipline and bank failures in local markets during the financial crisis," Research Report 15007-EEF, University of Groningen, Research Institute SOM (Systems, Organisations and Management).
- Lim, Ivan & Hagendorff, Jens & Armitage, Seth, 2019. "Is the fox guarding the henhouse? Bankers in the Federal Reserve, bank leverage and risk-shifting," Journal of Corporate Finance, Elsevier, vol. 58(C), pages 478-504.
- anonymous, 1999. "Using subordinated debt as an instrument of market discipline," Staff Studies 172, Board of Governors of the Federal Reserve System (U.S.).
- Berger, Allen N. & Herring, Richard J. & Szego, Giorgio P., 1995.
"The role of capital in financial institutions,"
Journal of Banking & Finance, Elsevier, vol. 19(3-4), pages 393-430, June.
- Allen N. Berger & Richard J. Herring & Giorgio P. Szego, 1995. "The role of capital in financial institutions," Finance and Economics Discussion Series 95-23, Board of Governors of the Federal Reserve System (U.S.).
- Allen N. Berger & Richard J. Herring & Giorgio P. Szegö, 1995. "The Role of Capital in Financial Institutions," Center for Financial Institutions Working Papers 95-01, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Jacopo Carmassi & Sonja Dobkowitz & Johanne Evrard & Laura Parisi & André F Silva & Michael Wedow, 2020.
"Completing the Banking Union with a European deposit insurance scheme: who is afraid of cross-subsidization?,"
Economic Policy, CEPR, CESifo, Sciences Po;CES;MSH, vol. 35(101), pages 41-95.
- Carmassi, Jacopo & Dobkowitz, Sonja & Evrard, Johanne & Parisi, Laura & Silva, André & Wedow, Michael, 2018. "Completing the Banking Union with a European Deposit Insurance Scheme: who is afraid of cross-subsidisation?," Occasional Paper Series 208, European Central Bank.
- Laeven, Luc, 2002. "Pricing of deposit insurance," Policy Research Working Paper Series 2871, The World Bank.
- David Howden, 2015.
"Rethinking deposit insurance on brokered deposits,"
Journal of Banking Regulation, Palgrave Macmillan, vol. 16(3), pages 188-200, July.
- Howden, David, 2015. "Rethinking Deposit Insurance on Brokered Deposits," MPRA Paper 79794, University Library of Munich, Germany.
- Maria Bondarenko & Maria Semenova, 2018. "Do High Deposit Interest Rates Signal Bank Default? Evidence from the Russian Retail Deposit Market," HSE Working papers WP BRP 65/FE/2018, National Research University Higher School of Economics.
- Shimizu, Katsutoshi, 2009. "Is the information produced in the stock market useful for depositors?," Finance Research Letters, Elsevier, vol. 6(1), pages 34-39, March.
- Demirguc-Kunt, Asli & Huizinga, Harry, 1999.
"Market Discipline and Financial Safety Net Design,"
CEPR Discussion Papers
2311, C.E.P.R. Discussion Papers.
- Demirguc-Kunt, Asl1 & Huizinga, Harry, 1999. "Market discipline and financial safety net design," Policy Research Working Paper Series 2183, The World Bank.
- Pierluigi Bologna, 2015. "Structural Funding and Bank Failures," Journal of Financial Services Research, Springer;Western Finance Association, vol. 47(1), pages 81-113, February.
- Cubillas, Elena & Fernández, Ana I. & González, Francisco, 2017. "How credible is a too-big-to-fail policy? International evidence from market discipline," Journal of Financial Intermediation, Elsevier, vol. 29(C), pages 46-67.
- Andrew Davenport & Kathleen McDill, 2006. "The Depositor Behind the Discipline: A Micro-Level Case Study of Hamilton Bank," Journal of Financial Services Research, Springer;Western Finance Association, vol. 30(1), pages 93-109, August.
- Ben-David, Itzhak & Palvia, Ajay & Spatt, Chester, 2017.
"Banks’ Internal Capital Markets and Deposit Rates,"
Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 52(5), pages 1797-1826, October.
- Ben-David, Itzhak & Palvia, Ajay A. & Spatt, Chester S., 2015. "Banks' Internal Capital Markets and Deposit Rates," Working Paper Series 2015-16, Ohio State University, Charles A. Dice Center for Research in Financial Economics.
- Itzhak Ben-David & Ajay Palvia & Chester Spatt, 2015. "Banks’ Internal Capital Markets and Deposit Rates," NBER Working Papers 21526, National Bureau of Economic Research, Inc.
- Jan De Dreu & Vasso P. Ioannidou, 2005.
"The impact of explicit deposit insurance on market discipline,"
Proceedings
992, Federal Reserve Bank of Chicago.
- Ioannidou, V. & de Dreu, J., 2006. "The Impact of Explicit Deposit Insurance on Market Discipline," Discussion Paper 2006-5, Tilburg University, Center for Economic Research.
- Koray Alper & Tanju Capacioglu, 2023. "Funding Stability and the Pricing of Retail Rates: Evidence from Turkish Banking Sector," Koç University-TUSIAD Economic Research Forum Working Papers 2309, Koc University-TUSIAD Economic Research Forum.
- Guo, Lin, 2003. "Inferring market information from the price and quantity of S&L deposits," Journal of Banking & Finance, Elsevier, vol. 27(11), pages 2177-2202, November.
- María Soledad Martínez & Sergio Schmukler, 1999.
"Do Depositors Punish Banks For "Bad" Behavior?: Examining Market Discipline In Argentina, Chile, And Mexico,"
Working Papers Central Bank of Chile
48, Central Bank of Chile.
- Soledad, M.S. & Schmukler, S., 1999. "Do Depositors Punish Banks for "Bad"Behavior?: Examining Market Discipline in Argentina, Chile, and Mexico," Papers 48, Cambridge - Risk, Information & Quantity Signals.
- Kaoru Hosono & Hiroko Iwaki & Kotaro Tsuru, 2005. "Banking Crises, Deposit Insurance, and Market Discipline: Lessons from the Asian Crises," Discussion papers 05029, Research Institute of Economy, Trade and Industry (RIETI).
- Pierluigi Bologna, 2011.
"Is there a role for funding in explaining recent US bank failures?,"
Questioni di Economia e Finanza (Occasional Papers)
103, Bank of Italy, Economic Research and International Relations Area.
- Pierluigi Bologna, 2011. "Is there a Role for Funding in Explaining Recent U.S. Banks' Failures?," IMF Working Papers 2011/180, International Monetary Fund.
- Michael L. McIntyre & Yinlin Zhang, 2020. "Depositors’ discipline, banks’ accounting discretion, and depositors’ expectations of implicit government guarantees," Journal of Banking Regulation, Palgrave Macmillan, vol. 21(3), pages 256-277, September.
- Brooks, Robert, 1996. "Computing yields on enhanced CDs," Financial Services Review, Elsevier, vol. 5(1), pages 31-42.
- Alexei Karas & William Pyle & Koen Schoors, 2006.
"Sophisticated Discipline in Nascent Deposit Markets: Evidence from Post-Communist Russia,"
Middlebury College Working Paper Series
0607, Middlebury College, Department of Economics.
- A. Karas & W. Pyle & K. Schoors, 2007. "Sophisticated Discipline in a Nascent Deposit Market: Evidence from Post-Communist Russia," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 07/450, Ghent University, Faculty of Economics and Business Administration.
- Karas, Alexei & Pyle, William & Schoors, Koen, 2006. "Sophisticated discipline in a nascent deposit market : evidence from post-communist Russia," BOFIT Discussion Papers 13/2006, Bank of Finland, Institute for Economies in Transition.
- Alexei Karas & William Pyle & Koen Schoors, 2006. "Sophisticated Discipline in Nascent Deposit Markets: Evidence from Post-Communist Russia," William Davidson Institute Working Papers Series wp829, William Davidson Institute at the University of Michigan.
- repec:zbw:bofitp:2006_013 is not listed on IDEAS
- Imai, Masami, 2006.
"Market discipline and deposit insurance reform in Japan,"
Journal of Banking & Finance, Elsevier, vol. 30(12), pages 3433-3452, December.
- Masami Imai, 2006. "Market Discipline and Deposit Insurance Reform in Japan," Wesleyan Economics Working Papers 2006-007, Wesleyan University, Department of Economics.
- Wu, Yuliang & Bowe, Michael, 2012. "Information disclosure and depositor discipline in the Chinese banking sector," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 22(4), pages 855-878.
- Asli Demirguc-Kunt & Edward J. Kane, 2002.
"Deposit Insurance Around the Globe: Where Does It Work?,"
Journal of Economic Perspectives, American Economic Association, vol. 16(2), pages 175-195, Spring.
- Edward J. Kane & Asli Demirguc-Kunt, 2001. "Deposit Insurance Around the Globe: Where Does it Work?," NBER Working Papers 8493, National Bureau of Economic Research, Inc.
- Demirguc-Kunt, Asl' & Kane, Edward J., 2001. "Depositinsurance around the globe : where does it work?," Policy Research Working Paper Series 2679, The World Bank.
- Alexei Karas & William Pyle & Koen Schoors, 2010. "How do Russian depositors discipline their banks? Evidence of a backward bending deposit supply function," Oxford Economic Papers, Oxford University Press, vol. 62(1), pages 36-61, January.
- Altin Turhani & Hysen Hoda, 2016. "The Impact of Interest Rate on Bank Deposit: Evidence from the Albanian Banking Sector (Jan 2005 – Dec 2014)," Academic Journal of Interdisciplinary Studies, Richtmann Publishing Ltd, vol. 5, July.
- John R. Hall & Thomas B. King & Andrew P. Meyer & Mark D. Vaughan, 2002. "Did FDICIA enhance market discipline on community banks? a look at evidence from the jumbo-CD market," Supervisory Policy Analysis Working Papers 2002-04, Federal Reserve Bank of St. Louis.
- Ashcraft, Adam B., 2008.
"Does the market discipline banks? New evidence from regulatory capital mix,"
Journal of Financial Intermediation, Elsevier, vol. 17(4), pages 543-561, October.
- Adam B. Ashcraft, 2006. "Does the market discipline banks? New evidence from the regulatory capital mix," Staff Reports 244, Federal Reserve Bank of New York.
- Jan De Dreu & Vasso P. Ioannidou, 2005.
"The impact of explicit deposit insurance on market discipline,"
Proceedings
992, Federal Reserve Bank of Chicago.
- Vasso Ioannidou & Jan de Dreu, 2006. "The Impact of Explicit Deposit Insurance on Market Discipline," DNB Working Papers 089, Netherlands Central Bank, Research Department.
- Ioannidou, V. & de Dreu, J., 2006. "The Impact of Explicit Deposit Insurance on Market Discipline," Discussion Paper 2006-5, Tilburg University, Center for Economic Research.
- Carlos Budnevich L. & Helmut Franken M., 2003. "Market Discipline in Depositors’ Behavior and the Role of Risk-Rating Agencies: The Case of Chile," Journal Economía Chilena (The Chilean Economy), Central Bank of Chile, vol. 6(2), pages 45-70, August.
- Shizuka Sekita, 2005. "Does Depositors' Discipline by Households Exist? (in Japanese)," Discussion Papers in Economics and Business 05-10, Osaka University, Graduate School of Economics.
- Demirguc-Kunt, Asli & Huizinga, Harry, 2004. "Market discipline and deposit insurance," Journal of Monetary Economics, Elsevier, vol. 51(2), pages 375-399, March.
- Javier Gómez‐Biscarri & Germán López‐Espinosa & Andrés Mesa‐Toro, 2022. "Drivers of depositor discipline in credit unions," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 93(4), pages 849-885, December.
- Martinez Peria, Maria Soledad & Schmukler, Sergio L., 1999. "Do depositors punish banks for"bad"behavior? : market discipline in Argentina, Chile, and Mexico," Policy Research Working Paper Series 2058, The World Bank.
- Cubillas, Elena & Fonseca, Ana Rosa & González, Francisco, 2012. "Banking crises and market discipline: International evidence," Journal of Banking & Finance, Elsevier, vol. 36(8), pages 2285-2298.
- A. R. Fonseca & F. González & L. Pereira da Silva, 2010. "Cyclical Effects of Bank Capital Buffers with Imperfect Credit Markets: International Evidence," Working Papers Series 216, Central Bank of Brazil, Research Department.
- Allen Berger & Rima Turk-Ariss, 2015. "Do Depositors Discipline Banks and Did Government Actions During the Recent Crisis Reduce this Discipline? An International Perspective," Journal of Financial Services Research, Springer;Western Finance Association, vol. 48(2), pages 103-126, October.
- Forssbæck, Jens, 2011. "Ownership structure, market discipline, and banks' risk-taking incentives under deposit insurance," Journal of Banking & Finance, Elsevier, vol. 35(10), pages 2666-2678, October.
- Alexei Karas & William Pyle & Koen Schoors, 2013.
"Deposit Insurance, Banking Crises, and Market Discipline: Evidence from a Natural Experiment on Deposit Flows and Rates,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45(1), pages 179-200, February.
- Alexei Karas & William Pyle & Koen Schoors, 2013. "Deposit Insurance, Banking Crises, and Market Discipline: Evidence from a Natural Experiment on Deposit Flows and Rates," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45(1), pages 179-200, February.
- Sharpe, Ian G. & Tuzun, Tayfun, 1997. "The underinvestment hypothesis and off-balance sheet direct credit substitutes," Pacific-Basin Finance Journal, Elsevier, vol. 5(3), pages 325-344, July.