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Payday Lending
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Cited by:
- Michael S. Barr & Jane K. Dokko & Benjamin J. Keys, 2009. "And banking for all?," Finance and Economics Discussion Series 2009-34, Board of Governors of the Federal Reserve System (U.S.).
- Suri, Tavneet & Bharadwaj, Prashant & Jack, William, 2021. "Fintech and household resilience to shocks: Evidence from digital loans in Kenya," Journal of Development Economics, Elsevier, vol. 153(C).
- Bowles, Paul & Ajit, D. & Dempsey, Keely & Shaw, Trevor, 2011. "Urban Aboriginal use of fringe financial institutions: Survey evidence from Prince George, British Columbia," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 40(6), pages 895-902.
- Dezső, Linda & Alm, James & Kirchler, Erich, 2022. "Inequitable wages and tax evasion," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 96(C).
- John Y. Campbell & Howell E. Jackson & Brigitte C. Madrian & Peter Tufano, 2011.
"Consumer Financial Protection,"
Journal of Economic Perspectives, American Economic Association, vol. 25(1), pages 91-114, Winter.
- Campbell, John Y. & Tufano, Peter & Madrian, Brigitte C. & Jackson, Howell Edmunds, 2011. "Consumer Financial Protection," Scholarly Articles 9887620, Harvard University Department of Economics.
- H. Damar, 2009. "Why Do Payday Lenders Enter Local Markets? Evidence from Oregon," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 34(2), pages 173-191, March.
- Kyle F Herkenhoff, 2019.
"The Impact of Consumer Credit Access on Unemployment,"
The Review of Economic Studies, Review of Economic Studies Ltd, vol. 86(6), pages 2605-2642.
- Kyle Herkenhoff, 2014. "The Impact of Consumer Credit Access on Unemployment," 2014 Meeting Papers 448, Society for Economic Dynamics.
- Kyle F. Herkenhoff, 2018. "The Impact of Consumer Credit Access on Unemployment," NBER Working Papers 25187, National Bureau of Economic Research, Inc.
- Cristian Badarinza & John Y. Campbell & Tarun Ramadorai, 2016.
"International Comparative Household Finance,"
Annual Review of Economics, Annual Reviews, vol. 8(1), pages 111-144, October.
- Cristian Badarinza & John Y. Campbell & Tarun Ramadorai, 2016. "International Comparative Household Finance," NBER Working Papers 22066, National Bureau of Economic Research, Inc.
- Badarinza, Cristian & Campbell, John Y. & Ramadorai, Tarun, 2016. "International Comparative Household Finance," Scholarly Articles 27535132, Harvard University Department of Economics.
- Zinman, Jonathan, 2010.
"Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap,"
Journal of Banking & Finance, Elsevier, vol. 34(3), pages 546-556, March.
- Jonathan Zinman, 2008. "Restricting consumer credit access: household survey evidence on effects around the Oregon rate cap," Working Papers 08-32, Federal Reserve Bank of Philadelphia.
- Giuseppe Coco & David De Meza, 2009.
"In Defense of Usury Laws,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 41(8), pages 1691-1703, December.
- Giuseppe Coco & David De Meza, 2009. "In Defense of Usury Laws," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 41(8), pages 1691-1703, December.
- Coco, Giuseppe & de Meza, David, 2001. "In defence of usury laws," LSE Research Online Documents on Economics 25042, London School of Economics and Political Science, LSE Library.
- David De Meza & Giuseppe Coco, 2001. "In Defence of Usury Laws," FMG Discussion Papers dp369, Financial Markets Group.
- Cambpbell, John Y. & Jackson, Howell Edmunds & Madrian, Brigitte & Tufano, Peter, 2010.
"The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies,"
Scholarly Articles
4450128, Harvard Kennedy School of Government.
- Campbell, John Y. & Jackson, Howell E. & Madrian, Brigitte C. & Tufano, Peter, 2010. "The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies," Working Paper Series rwp10-040, Harvard University, John F. Kennedy School of Government.
- Perez-Truglia, Ricardo & Troiano, Ugo, 2018.
"Shaming tax delinquents,"
Journal of Public Economics, Elsevier, vol. 167(C), pages 120-137.
- Ricardo Perez-Truglia & Ugo Troiano, 2015. "Shaming Tax Delinquents," NBER Working Papers 21264, National Bureau of Economic Research, Inc.
- Łukasz Gębski, 2013. "Nadmierne zadłużenie gospodarstw domowych – problem finansowo-prawny czy społeczny?," Gospodarka Narodowa. The Polish Journal of Economics, Warsaw School of Economics, issue 4, pages 83-108.
- Irwan Trinugroho & Agusman Agusman & Mochammad Doddy Ariefianto & Darsono Darsono & Amine Tarazi, 2015.
"Determinants of cross regional disparity in financial deepening: Evidence from Indonesian provinces,"
Economics Bulletin, AccessEcon, vol. 35(2), pages 896-910.
- Irwan Trinugroho & Agusman Agusman & Moch Doddy Ariefianto & Darsono Darsono & Amine Tarazi, 2015. "Determinants of Cross Regional Disparity in Financial Deepening: Evidence from Indonesian provinces," Post-Print hal-01140209, HAL.
- Irwan Trinugroho & Agusman Agusman & Moch Doddy Ariefianto & Darsono Darsono & Amine Tarazi, 2015. "Determinants of Cross Regional Disparity in Financial Deepening: Evidence from Indonesian provinces," Working Papers hal-01114255, HAL.
- Rodrigue Mendez, 2012. "Predatory Lending," Working Papers hal-00991948, HAL.
- Cuffe, Harold E. & Gibbs, Christopher G., 2017.
"The effect of payday lending restrictions on liquor sales,"
Journal of Banking & Finance, Elsevier, vol. 85(C), pages 132-145.
- Cuffe, Harold E & Gibbs, Christopher G, 2015. "The effect of payday lending restrictions on liquor sales," Working Paper Series 19347, Victoria University of Wellington, School of Economics and Finance.
- Bernhardt, Dan & Koufopoulos, Kostas & Trigilia, Giulio, 2021. "Profiting from the poor in competitive lending markets with adverse selection," The Warwick Economics Research Paper Series (TWERPS) 1328, University of Warwick, Department of Economics.
- Barth, James R. & Hilliard, Jitka & Jahera, John S. & Sun, Yanfei, 2016. "Do state regulations affect payday lender concentration?," Journal of Economics and Business, Elsevier, vol. 84(C), pages 14-29.
- Ugo Troiano & Ricardo Perez-Truglia, 2015. "Tax Debt Enforcement: Theory and Evidence from a Field Experiment in the United States," 2015 Meeting Papers 134, Society for Economic Dynamics.
- Bhutta, Neil, 2014. "Payday loans and consumer financial health," Journal of Banking & Finance, Elsevier, vol. 47(C), pages 230-242.
- Dean Karlan & Jonathan Zinman, 2010.
"Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts,"
The Review of Financial Studies, Society for Financial Studies, vol. 23(1), pages 433-464, January.
- Dean Karlan & Jonathan Zinman, 2006. "Expanding credit access: Using randomized supply decisions to estimate the impacts," Natural Field Experiments 00281, The Field Experiments Website.
- Zinman, Jonathan & Karlan, Dean, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," CEPR Discussion Papers 6407, C.E.P.R. Discussion Papers.
- Karlan, Dean S. & Zinman, Jonathan, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Center Discussion Papers 9279, Yale University, Economic Growth Center.
- Dean Karlan & Jonathan Zinman, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Working Papers 956, Economic Growth Center, Yale University.
- Dean Karlan & Jonathan Zinman, 2007. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Working Papers 108, Center for Global Development.
- Zinman, Jonathan & Karlan, Dean, 2007. "Expanding Credit Access: Using Randomized Supply Decisions To Estimate the Impacts," CEPR Discussion Papers 6180, C.E.P.R. Discussion Papers.
- Richard W. Evans, 2012. "Determinants of Short-term Consumer Lending Interest Rates," BYU Macroeconomics and Computational Laboratory Working Paper Series 2012-07, Brigham Young University, Department of Economics, BYU Macroeconomics and Computational Laboratory.
- James R. Barth & Jitka Hilliard & John S. Jahera & Kang B. Lee & Yanfei Sun, 2020. "Payday lending, crime, and bankruptcy: Is there a connection?," Journal of Consumer Affairs, Wiley Blackwell, vol. 54(4), pages 1159-1177, December.
- Scott Carrell & Jonathan Zinman, 2014.
"In Harm's Way? Payday Loan Access and Military Personnel Performance,"
The Review of Financial Studies, Society for Financial Studies, vol. 27(9), pages 2805-2840.
- Scott Carrell & Jonathan Zinman, 2008. "In harm’s way? Payday loan access and military personnel performance," Working Papers 08-18, Federal Reserve Bank of Philadelphia.
- McKernan, Signe-Mary & Ratcliffe, Caroline & Kuehn, Daniel, 2013. "Prohibitions, price caps, and disclosures: A look at state policies and alternative financial product use," Journal of Economic Behavior & Organization, Elsevier, vol. 95(C), pages 207-223.
- Taylor Canann & Richard Evans, 2015.
"Determinants of Short-term Lender Location and Interest Rates,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 48(3), pages 235-262, December.
- Taylor J. Canann & Richard W. Evans, 2013. "Determinants of Short-term Lender Location and Interest Rates," BYU Macroeconomics and Computational Laboratory Working Paper Series 2013-06, Brigham Young University, Department of Economics, BYU Macroeconomics and Computational Laboratory.
- Alex Kaufman, 2013. "Payday lending regulation," Finance and Economics Discussion Series 2013-62, Board of Governors of the Federal Reserve System (U.S.).
- Dasgupta, Kabir & Mason, Brenden J., 2020.
"The effect of interest rate caps on bankruptcy: Synthetic control evidence from recent payday lending bans,"
Journal of Banking & Finance, Elsevier, vol. 119(C).
- Kabir Dasgupta & Brenden J. Mason, 2019. "The Effect of Interest Rate Caps on Bankruptcy: Synthetic Control Evidence from Recent Payday Lending Bans," Working Papers 2019-04, Auckland University of Technology, Department of Economics.
- Robert Mayer, 2013. "When and Why Usury Should be Prohibited," Journal of Business Ethics, Springer, vol. 116(3), pages 513-527, September.
- Sumit Agarwal & Paige Marta Skiba & Jeremy Tobacman, 2009.
"Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?,"
American Economic Review, American Economic Association, vol. 99(2), pages 412-417, May.
- Sumit Agarwal & Paige M. Skiba & Jeremy Tobacman, 2009. "Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?," NBER Working Papers 14659, National Bureau of Economic Research, Inc.
- Andrea Fejős, 2015. "Achieving Safety and Affordability in the UK Payday Loans Market," Journal of Consumer Policy, Springer, vol. 38(2), pages 181-202, June.
- John P. Caskey, 2010. "Payday lending: new research and the big question," Working Papers 10-32, Federal Reserve Bank of Philadelphia.
- Barth, James R. & Cebula, Richard J. & Xu, Jiayi, 2021. "Do Black-Owned Banks Substitute for Payday Lenders? An Exploratory Study," American Business Review, Pompea College of Business, University of New Haven, vol. 24(2), pages 1-11, November.
- Bolt, Wilko & Humphrey, David, 2015. "Assessing bank competition for consumer loans," Journal of Banking & Finance, Elsevier, vol. 61(C), pages 127-141.
- J. Brandon Bolen & Gregory Elliehausen & Thomas W. Miller, 2020. "Do Consumers Need More Protection From Small‐Dollar Lenders? Historical Evidence And A Roadmap For Future Research," Economic Inquiry, Western Economic Association International, vol. 58(4), pages 1577-1613, October.
- Mathieu R. Despard & Michal Grinstein-Weiss & Chunhui Ren & Shenyang Guo & Ramesh Raghavan, 2017. "Effects of a Tax-Time Savings Intervention on Use of Alternative Financial Services among Lower-Income Households," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(2), pages 355-379, July.
- Bu, Di & Hanspal, Tobin & Liao, Yin & Liu, Yong, 2020. "Financial literacy and self-control in FinTech: Evidence from a field experiment on online consumer borrowing," SAFE Working Paper Series 273, Leibniz Institute for Financial Research SAFE.
- Swarn Chatterjee & Joseph Goetz & Lance Palmer, 2009. "An Examination Of Short-Term Borrowing In The United States," Global Journal of Business Research, The Institute for Business and Finance Research, vol. 3(2), pages 1-8.
- Wilson Bart J & Findlay David W. & Meehan James W. & Wellford Charissa & Schurter Karl, 2010. "An Experimental Analysis of the Demand for Payday Loans," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 10(1), pages 1-31, October.
- Travis Timmerman & Abe Zakhem, 2021. "Sweatshops and Free Action: The Stakes of the Actualism/Possibilism Debate for Business Ethics," Journal of Business Ethics, Springer, vol. 171(4), pages 683-694, July.
- Marc Fusaro & Richard Ericson, 2010. "The Welfare Economics of “Bounce Protection” Programs," Journal of Consumer Policy, Springer, vol. 33(1), pages 55-73, March.
- Can Cui, 2017. "Cash-on-hand and demand for credit," Empirical Economics, Springer, vol. 52(3), pages 1007-1039, May.
- Melzer, Brian T. & Morgan, Donald P., 2015. "Competition in a consumer loan market: Payday loans and overdraft credit," Journal of Financial Intermediation, Elsevier, vol. 24(1), pages 25-44.
- Murizah Osman Salleh & Aziz Jaafar & M. Shahid Ebrahim, 2012. "Can an interest-free credit facility be more efficient than a usurious payday loan?," Working Papers 12008, Bangor Business School, Prifysgol Bangor University (Cymru / Wales).
- Parsons, Christopher A. & Van Wesep, Edward D., 2013. "The timing of pay," Journal of Financial Economics, Elsevier, vol. 109(2), pages 373-397.
- Cuffe, Harold E. & Gibbs, Christopher G., 2017.
"The effect of payday lending restrictions on liquor sales,"
Journal of Banking & Finance, Elsevier, vol. 85(C), pages 132-145.
- Cuffe, Harold E & Gibbs, Christopher G, 2015. "The effect of payday lending restrictions on liquor sales," Working Paper Series 4713, Victoria University of Wellington, School of Economics and Finance.
- James Barth & Jitka Hilliard & John Jahera, 2015. "Banks and Payday Lenders: Friends or Foes?," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 21(2), pages 139-153, May.
- Stefanie R. Ramirez, 2019. "Payday-loan bans: evidence of indirect effects on supply," Empirical Economics, Springer, vol. 56(3), pages 1011-1037, March.