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MobilePay versus Swipp - Main insights from a Nordic country for mobile payment apps

Author

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  • Moritz, Karl-Heinz
  • Stadtmann, Georg
  • Stadtmann, Tobias

Abstract

We describe the development of the market for mobile payments in Denmark. In the first step, we explain the two main competing products as well as their underlying technologies. In the second step, we also analyze the competition within the Danish market from debit card companies and the competition which stems from outside of the banking industry (Apple Pay). Based on our analysis, we derive some managerial as well as policy implications.

Suggested Citation

  • Moritz, Karl-Heinz & Stadtmann, Georg & Stadtmann, Tobias, 2018. "MobilePay versus Swipp - Main insights from a Nordic country for mobile payment apps," Discussion Papers 406, European University Viadrina Frankfurt (Oder), Department of Business Administration and Economics.
    • Handle: RePEc:zbw:euvwdp:406
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    References listed on IDEAS

    as
    1. Jean-Charles Rochet & Jean Tirole, 2003. "Platform Competition in Two-Sided Markets," Journal of the European Economic Association, MIT Press, vol. 1(4), pages 990-1029, June.
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    More about this item

    Keywords

    FinTech; First-Mover Advantage; Open versus closed platforms; two sided markets; diffusion; market entry;
    All these keywords.

    JEL classification:

    • B52 - Schools of Economic Thought and Methodology - - Current Heterodox Approaches - - - Historical; Institutional; Evolutionary; Modern Monetary Theory;
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L86 - Industrial Organization - - Industry Studies: Services - - - Information and Internet Services; Computer Software

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