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Enhancing ICT for insurance in Africa

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  • Asongu, Simplice A
  • Odhiambo, Nicholas M

Abstract

This study assesses how enhancing information and communication technology (ICT) affects life insurance and non-life insurance in a panel of forty-eight African countries with data for the period 2004-2014. The adopted ICT dynamics are: mobile phone penetration, internet penetration and fixed broadband subscriptions. The empirical evidence is based on Generalized Method of Moments. The results show that enhancing mobile phone penetration and fixed broadband subscriptions has a positive net effect on life insurance consumption while enhancing fixed broadband subscriptions also has a positive net impact of on non-life insurance penetration.

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  • Asongu, Simplice A & Odhiambo, Nicholas M, 2019. "Enhancing ICT for insurance in Africa," Working Papers 26327, University of South Africa, Department of Economics.
    • Handle: RePEc:uza:wpaper:26327
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    More about this item

    Keywords

    Insurance; Information technology;

    JEL classification:

    • I28 - Health, Education, and Welfare - - Education - - - Government Policy
    • I30 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General
    • L96 - Industrial Organization - - Industry Studies: Transportation and Utilities - - - Telecommunications
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa

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