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Evaluating the Health Effects of Micro Health Insurance Placement: Evidence from Bangladesh

Author

Listed:
  • Jennifer Roberts

    (Department of Economics, The University of Sheffield Author-Person=pro228)

  • Paul Mosley

    (Department of Economics, The University of Sheffield)

  • Syed Abdul Hammid

Abstract

We examine the impact of micro health insurance placement on health awareness, healthcare utilization and health status of microcredit members in rural Bangladesh, using data from 329 households in the operating areas of Grameen Bank. The results are based on econometric analysis conditioned on placement of the scheme, and show that placement has a positive association with all of the outcomes. The results are statistically significant for health awareness and healthcare utilization, but not for heath status. Our study makes an important contribution to the literature as it provides evidence on the impact of MHI on a broad set of health outcomes.

Suggested Citation

  • Jennifer Roberts & Paul Mosley & Syed Abdul Hammid, 2010. "Evaluating the Health Effects of Micro Health Insurance Placement: Evidence from Bangladesh," Working Papers 2010009, The University of Sheffield, Department of Economics, revised Apr 2010.
    • Handle: RePEc:shf:wpaper:2010009
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    References listed on IDEAS

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    Cited by:

    1. Lan Thi Thu Phan & Yusuke Jinnai, 2018. "Does health insurance matter in the hospital? New evidence from patient-level medical records in Vietnam," Working Papers EMS_2018_01, Research Institute, International University of Japan.
    2. Khan, Farid & Bedi, Arjun S. & Sparrow, Robert, 2015. "Sickness and Death: Economic Consequences and Coping Strategies of the Urban Poor in Bangladesh," World Development, Elsevier, vol. 72(C), pages 255-266.
    3. Ketki Sheth, 2021. "Delivering health insurance through informal financial groups: Evidence on moral hazard and adverse selection," Health Economics, John Wiley & Sons, Ltd., vol. 30(9), pages 2185-2199, September.
    4. Ali, Shehzad & Cookson, Richard & Dusheiko, Mark, 2017. "Addressing care-seeking as well as insurance-seeking selection biases in estimating the impact of health insurance on out-of-pocket expenditure," Social Science & Medicine, Elsevier, vol. 177(C), pages 127-140.
    5. Pamela Lenton & Paul Mosley, 2014. "Financial Exit Routes from the ‘Poverty Trap’: A Study of Four UK Cities," Urban Studies, Urban Studies Journal Limited, vol. 51(4), pages 744-762, March.
    6. Halimah Abdul Manaf, 2017. "Impact of Microcredit Scheme on the Development of Entrepreneurship Skills among Low Income Households in a Developing Country Context," International Journal of Economics and Financial Issues, Econjournals, vol. 7(1), pages 583-593.
    7. Syed M. Ahsan & Syed Abdul Hamid & Shubhasish Barua, 2012. "Utilisation of Formal Health Care and Out-of-Pocket Payments in Rural Bangladesh," Working Papers 13, Institute of Microfinance (InM).
    8. Bhuiya, Mohammad Monzur Morshed & Khanam, Rasheda & Rahman, Mohammad Mafizur & Nghiem, Hong Son, 2018. "The relationship between access to microfinance, health-seeking behaviour and health service uses: Evidence from Bangladesh," Economic Analysis and Policy, Elsevier, vol. 60(C), pages 9-17.
    9. Arjun S. Bedi & Sparrow, R.A., 2014. "Sickness and death," ISS Working Papers - General Series 51366, International Institute of Social Studies of Erasmus University Rotterdam (ISS), The Hague.

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    More about this item

    Keywords

    Microcredit; Micro Health Insurance; Grameen Bank; Bangladesh;
    All these keywords.

    JEL classification:

    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

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