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The Impact of Filipino Micro Health Insurance Units on Income-related Equality of Access to Health Care

In: Financing Micro Health Insurance Theory, Methods and Evidence

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  • David Mark Dror

Abstract

The following sections are included:Data are sourced through a household survey conducted in five MIUs in the Philippines; responses from 804 uninsured households and 740 insured households were used for the study.Concentration curves and indices are used as indicators of equality of access to health care relative to household income.A novel method “ranking of the ranks” was developed to rank households by income, ensuring that regional differences are neutralized.

Suggested Citation

  • David Mark Dror, 2018. "The Impact of Filipino Micro Health Insurance Units on Income-related Equality of Access to Health Care," World Scientific Book Chapters, in: Financing Micro Health Insurance Theory, Methods and Evidence, chapter 24, pages 473-490, World Scientific Publishing Co. Pte. Ltd..
    • Handle: RePEc:wsi:wschap:9789813238480_0024
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    1. Dror, David M. & Soriano, Elmer S. & Lorenzo, Marilyn E. & Sarol, Jesus Jr. & Azcuna, Rosebelle S. & Koren, Ruth, 2005. "Field based evidence of enhanced healthcare utilization among persons insured by micro health insurance units in Philippines," Health Policy, Elsevier, vol. 73(3), pages 263-271, September.
    2. van Doorslaer, Eddy & Wagstaff, Adam & van der Burg, Hattem & Christiansen, Terkel & De Graeve, Diana & Duchesne, Inge & Gerdtham, Ulf-G & Gerfin, Michael & Geurts, Jose & Gross, Lorna, 2000. "Equity in the delivery of health care in Europe and the US," Journal of Health Economics, Elsevier, vol. 19(5), pages 553-583, September.
    3. Adam Wagstaff & Eddy van Doorslaer, 2000. "Measuring and Testing for Inequity in the Delivery of Health Care," Journal of Human Resources, University of Wisconsin Press, vol. 35(4), pages 716-733.
    4. Adam Wagstaff & Eddy van Doorslaer, 2003. "Catastrophe and impoverishment in paying for health care: with applications to Vietnam 1993–1998," Health Economics, John Wiley & Sons, Ltd., vol. 12(11), pages 921-933, November.
    5. Falkingham, Jane, 2004. "Poverty, out-of-pocket payments and access to health care: evidence from Tajikistan," Social Science & Medicine, Elsevier, vol. 58(2), pages 247-258, January.
    6. Wagstaff, Adam, 2002. "Inequalities in health in developing countries - swimming against the tide?," Policy Research Working Paper Series 2795, The World Bank.
    7. Morris, Stephen & Sutton, Matthew & Gravelle, Hugh, 2005. "Inequity and inequality in the use of health care in England: an empirical investigation," Social Science & Medicine, Elsevier, vol. 60(6), pages 1251-1266, March.
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    Cited by:

    1. Onwujekwe, Obinna & Onoka, Chima & Uzochukwu, Benjamin & Okoli, Chijioke & Obikeze, Eric & Eze, Soludo, 2009. "Is community-based health insurance an equitable strategy for paying for healthcare? Experiences from southeast Nigeria," Health Policy, Elsevier, vol. 92(1), pages 96-102, September.
    2. Subrato Banerjee & Basri Savitha, 2021. "Competition reduces profitability: the case of the Indian life microinsurance industry," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 46(3), pages 383-398, July.
    3. Sinha, Tara & Ranson, M. Kent & Mills, Anne J., 2007. "Protecting the Poor? The Distributional Impact of a Bundled Insurance Scheme," World Development, Elsevier, vol. 35(8), pages 1404-1421, August.
    4. Hamid, Syed Abdul & Roberts, Jennifer & Mosley, Paul, 2011. "Evaluating the Health Effects of Micro Health Insurance Placement: Evidence from Bangladesh," World Development, Elsevier, vol. 39(3), pages 399-411, March.
    5. Giesbert, Lena, 2012. "Subjective Risk and Participation in Micro Life Insurance in Ghana," GIGA Working Papers 210, GIGA German Institute of Global and Area Studies.
    6. Aradhna Aggarwal, 2010. "Impact evaluation of India's ‘Yeshasvini’ community‐based health insurance programme," Health Economics, John Wiley & Sons, Ltd., vol. 19(S1), pages 5-35, September.
    7. Landmann, Andreas & Frölich, Markus, 2015. "Can health-insurance help prevent child labor? An impact evaluation from Pakistan," Journal of Health Economics, Elsevier, vol. 39(C), pages 51-59.
    8. Reshmi Bhageerathy & Sreekumaran Nair & Unnikrishnan Bhaskaran, 2017. "A systematic review of community-based health insurance programs in South Asia," International Journal of Health Planning and Management, Wiley Blackwell, vol. 32(2), pages 218-231, April.
    9. Landmann, Andreas & Frölich, Markus, 2013. "Can Microinsurance Help Prevent Child Labor? An Impact Evaluation from Pakistan," IZA Discussion Papers 7337, Institute of Labor Economics (IZA).

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    More about this item

    Keywords

    Microinsurance; Micro Health Insurance; Health Insurance; Community-Based Health Insurance; CBHI; Demand for Health Insurance; Willingness to Pay for Health Insurance; Microinsurance Package Design; Implementation of CBHI; Business Case of Microinsurance;
    All these keywords.

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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