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Supply Driven Financial Inclusion of India- An Interstate Analysis

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  • Das, Tiken

Abstract

This paper attempts to measure and understand financial inclusion by looking at availability and accessibility elements of financial services. The study was carried out by constructing one Composite Financial Inclusion Index with different financial services indicators. One observes a lot of variation across states, for rural and urban regions. Even within a state, differences are clearly evident between rural and urban areas for the different indicators considered. The paper concludes to provide importance on vulnerable states in providing access to financial services on which they are lagging.

Suggested Citation

  • Das, Tiken, 2015. "Supply Driven Financial Inclusion of India- An Interstate Analysis," MPRA Paper 66658, University Library of Munich, Germany, revised 16 Sep 2015.
    • Handle: RePEc:pra:mprapa:66658
    as

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    File URL: https://mpra.ub.uni-muenchen.de/66658/1/MPRA_paper_66658.pdf
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    References listed on IDEAS

    as
    1. Santiago Carbo & Edward P. M. Gardener & Philip Molyneux, 2007. "Financial Exclusion in Europe," Public Money & Management, Taylor & Francis Journals, vol. 27(1), pages 21-27, February.
    2. Ross Levine, 1997. "Financial Development and Economic Growth: Views and Agenda," Journal of Economic Literature, American Economic Association, vol. 35(2), pages 688-726, June.
    3. World Bank, 2009. "Banking the Poor : Measuring Banking Access in 54 Economies," World Bank Publications - Books, The World Bank Group, number 13804.
    4. Noreen Byrne & Olive McCarthy & Michael Ward, 2007. "Money-Lending and Financial Exclusion," Public Money & Management, Taylor & Francis Journals, vol. 27(1), pages 45-52, February.
    5. Robin Burgess & Rohini Pande, 2005. "Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment," American Economic Review, American Economic Association, vol. 95(3), pages 780-795, June.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Financial Inclusion; Supply Driven; India; Availability; Accessibility; Composite Index;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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