IDEAS home Printed from https://ideas.repec.org/p/pra/mprapa/39632.html
   My bibliography  Save this paper

Micro credit and women's agency: a comparative perspective across socio-religious communities in West Bengal, India

Author

Listed:
  • Kundu, AMIT

Abstract

The paper explores the impact of a government sponsored microcredit program in India on women's decision-making agency across different socio-religious communities. The paper shows that women's participation in the Swarnajayanti Gram Swarojgar Yojona (SGSY) has resulted in varied patterns of decision-making across socio-religious communities (SRC) in four areas chosen for inquiry: (a) Money Management, (b) Food item (c) Use of borrowed money and (d) Kinship and family matters. The likelihood of taking ‘female only’ decision than that of ‘male only’ decision has increased among participating households irrespective of caste and creed compared to control group. Men control decisions in money management in both treatment and control households. In other three spheres women of participating households have a greater say compared to control group.

Suggested Citation

  • Kundu, AMIT, 2011. "Micro credit and women's agency: a comparative perspective across socio-religious communities in West Bengal, India," MPRA Paper 39632, University Library of Munich, Germany, revised 06 Oct 2011.
    • Handle: RePEc:pra:mprapa:39632
    as

    Download full text from publisher

    File URL: https://mpra.ub.uni-muenchen.de/39632/1/MPRA_paper_39632.pdf
    File Function: original version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. John Bound & David A. Jaeger & Regina Baker, 1993. "The Cure Can Be Worse than the Disease: A Cautionary Tale Regarding Instrumental Variables," NBER Technical Working Papers 0137, National Bureau of Economic Research, Inc.
    2. Beatriz Armendáriz de Aghion & Jonathan Morduch, 2000. "Microfinance Beyond Group Lending," The Economics of Transition, The European Bank for Reconstruction and Development, vol. 8(2), pages 401-420, July.
    3. Kabeer, Naila, 2001. "Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh," World Development, Elsevier, vol. 29(1), pages 63-84, January.
    4. Naila Kabeer, 1999. "Resources, Agency, Achievements: Reflections on the Measurement of Women's Empowerment," Development and Change, International Institute of Social Studies, vol. 30(3), pages 435-464, July.
    5. Bina Agarwal, 1997. "''Bargaining'' and Gender Relations: Within and Beyond the Household," Feminist Economics, Taylor & Francis Journals, vol. 3(1), pages 1-51.
    6. Erica Field & Seema Jayachandran & Rohini Pande, 2010. "Do Traditional Institutions Constrain Female Entrepreneurship? A Field Experiment on Business Training in India," American Economic Review, American Economic Association, vol. 100(2), pages 125-129, May.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Deshpande, Ashwini & Khanna, Shantanu, 2021. "Can weak ties create social capital? Evidence from Self-Help Groups in rural India," World Development, Elsevier, vol. 146(C).

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Rao, Smriti, 2008. "Reforms with a Female Face: Gender, Liberalization, and Economic Policy in Andhra Pradesh, India," World Development, Elsevier, vol. 36(7), pages 1213-1232, July.
    2. Boulier, Bryan & Emran, M. Shahe & Hoque, Nazmul, 2021. "Access to Credit, Education, and Women’s Say in the Household: Evidence from Bangladesh," MPRA Paper 109009, University Library of Munich, Germany.
    3. Gutiérrez-Nieto, Begoña & Serrano-Cinca, Carlos, 2019. "20 years of research in microfinance: An information management approach," International Journal of Information Management, Elsevier, vol. 47(C), pages 183-197.
    4. Rajalaxmi Kamath & Abhi Dattasharma, 2017. "Women and Household Cash Management: Evidence from Financial Diaries in India," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 29(1), pages 73-92, January.
    5. Funmi (Olufunmilola) Ojediran & Alistair Anderson, 2020. "Women’s Entrepreneurship in the Global South: Empowering and Emancipating?," Administrative Sciences, MDPI, vol. 10(4), pages 1-22, November.
    6. Thomas de Hoop & Luuk van Kempen & Rik Linssen & Anouka van Eerdewijk, 2014. "Women's Autonomy and Subjective Well-Being: How Gender Norms Shape the Impact of Self-Help Groups in Odisha, India," Feminist Economics, Taylor & Francis Journals, vol. 20(3), pages 103-135, July.
    7. Heath, Rachel & Tan, Xu, 2018. "Worth fighting for: Daughters improve their mothers' autonomy in South Asia," Journal of Development Economics, Elsevier, vol. 135(C), pages 255-271.
    8. Sayed Samer Ali Al-shami & R. M. Razali & Nurulizwa Rashid, 2018. "The Effect of Microcredit on Women Empowerment in Welfare and Decisions Making in Malaysia," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 137(3), pages 1073-1090, June.
    9. Helen M. Haugh & Alka Talwar, 2016. "Linking Social Entrepreneurship and Social Change: The Mediating Role of Empowerment," Journal of Business Ethics, Springer, vol. 133(4), pages 643-658, February.
    10. Rania Salem & Yuk Fai Cheong & Kathryn M. Yount, 2018. "Is Women’s Work a Pathway to their Agency in Rural Minya, Egypt?," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 136(2), pages 807-831, April.
    11. Bergolo, Marcelo & Galván, Estefanía, 2018. "Intra-household Behavioral Responses to Cash Transfer Programs. Evidence from a Regression Discontinuity Design," World Development, Elsevier, vol. 103(C), pages 100-118.
    12. Han, Wenjing & Zhang, Xiaoling & Zhang, Zhengfeng, 2019. "The role of land tenure security in promoting rural women’s empowerment: Empirical evidence from rural China," Land Use Policy, Elsevier, vol. 86(C), pages 280-289.
    13. Rama Lionel Ngenzebuke & Bram De Rock & Philip Verwimp, 2018. "The power of the family: kinship and intra-household decision making in rural Burundi," Review of Economics of the Household, Springer, vol. 16(2), pages 323-346, June.
    14. Kochar, Anjini & Nagabhushana, Closepet & Sarkar, Ritwik & Shah, Rohan & Singh, Geeta, 2022. "Financial access and women's role in household decisions: Empirical evidence from India's National Rural Livelihoods project," Journal of Development Economics, Elsevier, vol. 155(C).
    15. Nebal Al Maaitah, 2019. "The Legitimacy of Profit of Microlending Institutions and Womens Empowerment: A Case Study from Jordan," Theory Methodology Practice (TMP), Faculty of Economics, University of Miskolc, vol. 15(01), pages 3-17.
    16. Sekhon, Sumeet & Grant, Miriam, 2021. "Patterns of loan use for women’s self-help groups in rural Rajasthan," World Development Perspectives, Elsevier, vol. 24(C).
    17. Alexandra Peralta, 2022. "The role of men and women in agriculture and agricultural decisions in Vanuatu," Asia and the Pacific Policy Studies, Wiley Blackwell, vol. 9(1), pages 59-80, January.
    18. Tunvir Ahamed Shohel & Sara Niner & Samanthi J. Gunawardana, 2023. "‘Even Though I Get a Loan, My Husband Controls It’: Rhetoric Versus Reality of Empowering Bangladeshi Women Through Microfinance Programs," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 35(4), pages 794-819, August.
    19. Gram, Lu & Skordis-Worrall, Jolene & Mannell, Jenevieve & Manandhar, Dharma S. & Saville, Naomi & Morrison, Joanna, 2018. "Revisiting the patriarchal bargain: The intergenerational power dynamics of household money management in rural Nepal," World Development, Elsevier, vol. 112(C), pages 193-204.
    20. Susana Martínez-Restrepo & Laura Ramos-Jaimes & Alma Espino & Martin Valdivia & Johanna Yancari Cueva, 2017. "Measuring women’s economic empowerment: Critical lessons from South America," INFORMES DE INVESTIGACIÓN 015825, FEDESARROLLO.

    More about this item

    Keywords

    Micro Credit; SGSY; Women’s Participation; Gender Roles; Decision Making Agency; Multinomial Logit Model;
    All these keywords.

    JEL classification:

    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:39632. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Joachim Winter (email available below). General contact details of provider: https://edirc.repec.org/data/vfmunde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.