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Privatización, competencia por depósitos y desempeño bancarios
[Privatization, competition for deposits and performance in banking]

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  • Ruiz-Porras, Antonio

Abstract

In this article we develop a microeconomic framework to study the relationships among privatization, competition for deposits and performance in banking. Particularly, we analyze banking privatization when competitive strategies of the Cournot and Stackelberg types are allowed. Our findings show that some conditions are necessary to justify it under the following criteria: (i) efficiency, (ii) market power/financial stability and (iii) consumption availability for depositors. They also show that privatizations are relatively easy to justify when leader-follower relationships are allowed in the banking system. Even government revenues, due to privatization, are higher when these relationships exist.

Suggested Citation

  • Ruiz-Porras, Antonio, 2010. "Privatización, competencia por depósitos y desempeño bancarios [Privatization, competition for deposits and performance in banking]," MPRA Paper 23179, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:23179
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    References listed on IDEAS

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    More about this item

    Keywords

    banking; privatization; competition; performance; deposits;
    All these keywords.

    JEL classification:

    • D43 - Microeconomics - - Market Structure, Pricing, and Design - - - Oligopoly and Other Forms of Market Imperfection
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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