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Economic Performance, Cost Structure, and Programme Placement of Bank Branches in Pakistan

Author

Listed:
  • Sarfraz Khan Qureshi

    (Pakistan Institute of Development Economics)

  • Musleh Ud Din

    (Pakistan Institute of Development Economics)

  • Ejaz Ghani

    (Pakistan Institute of Development Economics)

  • Kalbe Abbas

    (Pakistan Institute of Development Economics)

  • Masood Ishfaq Ahmad

    (Pakistan Institute of Development Economics)

  • Akhtiar Hussain Shah

    (Pakistan Institute of Development Economics)

Abstract

Credit is an important instrument in enabling farmers to acquire command over the use of working capital, fixed capital and consumption goods. In the wake of the Green Revolution, credit requirements have increased for both inputs for crop production and farm investment. The small farmers, with a limited ability to finance investment, are the logical target group for loans advanced by the credit institutions. In view of the large credit requirements for lumpy investments, large farmers also need to be served by the credit system. Due to the important and increasing role of the non-farm sector as a source of employment in rural areas, the need to cater to credit requirements of this sub-sector has also been a motivating factor for the reorientation of the rural credit system in Pakistan.

Suggested Citation

  • Sarfraz Khan Qureshi & Musleh Ud Din & Ejaz Ghani & Kalbe Abbas & Masood Ishfaq Ahmad & Akhtiar Hussain Shah, 1998. "Economic Performance, Cost Structure, and Programme Placement of Bank Branches in Pakistan," PIDE Research Report 1998:165, Pakistan Institute of Development Economics.
    • Handle: RePEc:pid:rrepot:1998:165
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    References listed on IDEAS

    as
    1. Bapna, Shanti L. & Binswanger, Hans P. & Quizon, Jaime B., 1984. "Systems of Output Supply and Factor Demand Equations for Semi-Arid Tropical India," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 39(2), April.
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    3. Sohail J. Malik & Mohammad Mushtaq & Manzoor A. Gill, 1991. "The Role of Institutional Credit in the Agricultural Development of Pakistan," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 30(4), pages 1039-1048.
    4. A. R. Kemal & Zafar Mahmood, 1998. "The Urban Informal Sector of Pakistan. Some Stylized Facts," PIDE-Working Papers 1998:161, Pakistan Institute of Development Economics.
    5. Binswanger, Hans P. & Khandker, Shahidur R. & Rosenzweig, Mark R., 1993. "How infrastructure and financial institutions affect agricultural output and investment in India," Journal of Development Economics, Elsevier, vol. 41(2), pages 337-366, August.
    6. A.R. Kemal & Zafar Mahmood, 1998. "Characteristics of the Workers in the Urban Informal Sector of Pakistan," PIDE Research Report 1998:160, Pakistan Institute of Development Economics.
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