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Post-Crisis Changes in Global Bank Business Models: A New Taxonomy

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  • Mr. John C Caparusso
  • Ms. Yingyuan Chen
  • Mr. Peter Dattels
  • Rohit Goel
  • Paul Hiebert

Abstract

The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks’ reporting, it identifies strategies along four dimensions –consolidated lines of business and geographic orientation, and the funding models and legal entity structures of international operations. G-SIBs have adjusted their business models, especially by reducing market intensity. While G-SIBs have maintained international orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank channel.

Suggested Citation

  • Mr. John C Caparusso & Ms. Yingyuan Chen & Mr. Peter Dattels & Rohit Goel & Paul Hiebert, 2019. "Post-Crisis Changes in Global Bank Business Models: A New Taxonomy," IMF Working Papers 2019/295, International Monetary Fund.
    • Handle: RePEc:imf:imfwpa:2019/295
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    References listed on IDEAS

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    3. Bryan Hardy & Patrick McGuire & Goetz von Peter, 2024. "International finance through the lens of BIS statistics: the geography of banks' operations," BIS Quarterly Review, Bank for International Settlements, December.
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    6. Martin Leo, 2020. "Operational Resilience Disclosures by Banks: Analysis of Annual Reports," Risks, MDPI, vol. 8(4), pages 1-15, December.

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