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Seguro de Desempleo y Riesgo individual del desempleo: Caso Chileno

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Abstract

Chile posee un sistema de seguro de desempleo con un diseño y forma de financiamiento única en el mundo.Esta combina cuentas de ahorro individuales, financiadas por trabajadores y empresas con un fondoredistributivo financiado por empresas y el Estado. Este paper intenta determinar los factores de riesgoasociados al desempleo y el posible impacto del seguro de desempleo en Chile. Se usan tres medidas deriesgo: la pérdida involuntaria del empleo, la duración del desempleo y la reinserción en el empleo. Pararealizar esta investigación se utiliza un panel de individuos quienes se observan mensualmente desde enero de2002 hasta diciembre de 2004 su condición laboral y las características de las empresas donde estuvotrabajando, su condición de afiliación al seguro y se agregaron a estos datos medidas de ciclo económico(EPS 2004). Aprovechando la forma de panel de los datos de historia laboral se estima el posible impacto deestar afiliado o ser beneficiario del seguro en la probabilidad de estar desempleado y en la duración deldesempleo, controlando por factores correlacionados con la condición de afiliación. Se utilizarán modelosmultinomial logit, modelos de duración y un modelo de máximo verosimilitud condicional con efectos fijos ypanel de efectos fijos. A diferencia de lo reportado en la literatura internacional con respecto a los efectos delos sistemas de seguro desempleo tradicionales, los individuos que logran acceder a los beneficios del segurode desempleo o aquellos que están afiliados tienen una menor probabilidad de estar desempleados relativos aestar empleados y tienen períodos de desempleo más cortos que sus pares.

Suggested Citation

  • Claudia Sanhueza & José Luis Castillo, 2008. "Seguro de Desempleo y Riesgo individual del desempleo: Caso Chileno," ILADES-UAH Working Papers inv214, Universidad Alberto Hurtado/School of Economics and Business.
    • Handle: RePEc:ila:ilades:inv214
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    References listed on IDEAS

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