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The Lending Policies of Croatian Banks: Results of the Second CNB Bank Interview Project

Author

Listed:
  • Evan Kraft
  • Hrvoje Dolenec
  • Mladen Duliba
  • Michael Faulend

    (The Croatian National Bank, Croatia)

  • Tomislav Galac

    (The Croatian National Bank, Croatia)

  • Vedran Šošić

    (The Croatian National Bank, Croatia)

  • Mladen Mirko Tepuš

Abstract

Using interviews with 47 of the 53 commercial banks operating in Croatia in early 2000, the project team asked banks asked about their experiences during the 1998-99 banking crisis. Banks commented on their experiences with outflows of deposits, breaking-up of deposits, and changes in management practices adopted to deal with the crisis. In addition, the project repeated and extended a previous survey on bank lending practices. The findings of this survey show that, while banks’ written lending procedures have advanced considerably, many of the same problems in assessing risk, foreclosing collateral and finding funding for long-term lending remain.

Suggested Citation

  • Evan Kraft & Hrvoje Dolenec & Mladen Duliba & Michael Faulend & Tomislav Galac & Vedran Šošić & Mladen Mirko Tepuš, 2000. "The Lending Policies of Croatian Banks: Results of the Second CNB Bank Interview Project," Surveys 3, The Croatian National Bank, Croatia.
    • Handle: RePEc:hnb:survey:3
    as

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    References listed on IDEAS

    as
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    More about this item

    Keywords

    Banking; Croatia; Transition; Banking Crises; Lending Policy;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • P27 - Political Economy and Comparative Economic Systems - - Socialist and Transition Economies - - - Performance and Prospects
    • P34 - Political Economy and Comparative Economic Systems - - Socialist Institutions and Their Transitions - - - Finance
    • G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance
    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy

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