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Index-basierte Wetterversicherungen in Entwicklungsländern

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  • Veronika Bertram-Hümmer

Abstract

Der Klimawandel wird wahrscheinlich in vielen Regionen zu einer Zunahme von Unwetterkatastrophen wie Dürren oder Überschwemmungen führen. Davon sind vor allem Entwicklungsländer betroffen, da sie oft in den besonders anfälligen Klimazonen liegen und die Landwirtschaft dort eine wichtige Rolle spielt. Index-basierte Versicherungsprodukte gelten als großer Hoffnungsträger, um landwirtschaftliche Haushalte dabei zu unterstützen, Schäden durch Unwetter wirtschaftlich besser zu bewältigen. Seit einigen Jahren fördern internationale Akteure wie die Weltbank und seit 2014 auch die deutsche Kreditanstalt für Wiederaufbau die Entwicklung und Implementierung von index-basierten Versicherungen in Entwicklungsländern. Es werden derzeit zahlreiche Pilotprojekte zu indexbasierten Versicherungen in unterschiedlichen Regionen durchgeführt.

Suggested Citation

  • Veronika Bertram-Hümmer, 2014. "Index-basierte Wetterversicherungen in Entwicklungsländern," DIW Roundup: Politik im Fokus 20, DIW Berlin, German Institute for Economic Research.
    • Handle: RePEc:diw:diwrup:20de
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    References listed on IDEAS

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