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Instrumentos financieros y bienestar de los hogares rurales colombianos ante choques climáticos

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  • Sáenz Pinzón, María Camila

    (Universidad de los Andes)

Abstract

El cambio climático ha aumentado la vulnerabilidad de los hogares rurales ante su dependencia a las actividades agropecuarias. Este artículo estudia el efecto de los choques de sequía en los hogares y analiza si la tenencia de servicios financieros formales como el crédito, ahorro y seguro se relaciona con menores efectos de estos choques. Los datos utilizados provienen de la Encuesta Longitudinal Colombiana de la Universidad de los Andes (ELCA), que sigue a 3.340 hogares rurales en los años 2010, 2013 y 2016, así como los datos de precipitaciones para más de 1.200 estaciones meteorológicas del Instituto de Hidrología, Meteorología y Estudios Ambientales (IDEAM). Los resultados sugieren que los choques exógenos de sequía repercuten negativamente sobre la proporción de menores escolarizados en hasta 1% y el consumo de alimentos y no alimentos en 1,7% y 3,8%, respectivamente, y se encuentra además que los servicios financieros, aumentan el bienestar de los hogares y suavizan los efectos negativos de las sequías sobre el gasto de alimentos y otros bienes y servicios.

Suggested Citation

  • Sáenz Pinzón, María Camila, 2024. "Instrumentos financieros y bienestar de los hogares rurales colombianos ante choques climáticos," Documentos CEDE 21191, Universidad de los Andes, Facultad de Economía, CEDE.
    • Handle: RePEc:col:000089:021191
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    More about this item

    Keywords

    choque climático; bienestar; consumo de hogares; asistencia escolar; servicios financieros; mecanismos de suavización;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • Q51 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Valuation of Environmental Effects
    • Q54 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Climate; Natural Disasters and their Management; Global Warming

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