Collateral requirements, cost of credit, and firms' discouragement from applying for bank loans
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- Mark Freel & Sara Carter & Stephen Tagg & Colin Mason, 2012. "The latent demand for bank debt: characterizing “discouraged borrowers”," Small Business Economics, Springer, vol. 38(4), pages 399-418, May.
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More about this item
Keywords
Credit rationing; multinomial logit; loans to collateral value; discouraged; denied; cost of application;All these keywords.
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2024-12-02 (Banking)
- NEP-CFN-2024-12-02 (Corporate Finance)
- NEP-SBM-2024-12-02 (Small Business Management)
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