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Role of ATMs in Financial Inclusion

Author

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  • Arpita Mukherjee

    (Indian Council for Research on International Economic Relations (ICRIER))

  • Anupam Gaur

Abstract

The objective of this study is to (a) examine the need and impact of ATMs in promoting and facilitating financial inclusion, (b) present the status of ATMs and other instruments of financial inclusion in India and globally, (c) identify the issues that hinder the effective utilisation of ATMs for financial inclusion purposes, and (d) recommend policies and measures to enhance the efficiency and effectiveness of ATM utilisation to foster financial inclusion so that a broader segment of the population gains access to the financial tools and services they need to improve their economic well-being.

Suggested Citation

  • Arpita Mukherjee & Anupam Gaur, 2024. "Role of ATMs in Financial Inclusion," Indian Council for Research on International Economic Relations (ICRIER) Report 24-r-05, Indian Council for Research on International Economic Relations (ICRIER), New Delhi, India.
    • Handle: RePEc:bdc:report:24-r-05
    as

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    References listed on IDEAS

    as
    1. Penelope Hawkins, 2011. "Financial access: what has the crisis changed?," BIS Papers chapters, in: Bank for International Settlements (ed.), Central banking in Africa: prospects in a changing world, volume 56, pages 11-20, Bank for International Settlements.
    2. Sabyasachi Tripathi & Meenakshi Rajeev, 2023. "Gender-Inclusive Development through Fintech: Studying Gender-Based Digital Financial Inclusion in a Cross-Country Setting," Sustainability, MDPI, vol. 15(13), pages 1-34, June.
    3. Nitin Kumar, 2013. "Financial inclusion and its determinants: evidence from India," Journal of Financial Economic Policy, Emerald Group Publishing Limited, vol. 5(1), pages 4-19, April.
    4. Ibrahim Danlami, Mohammed & Richard Mayowa, Dada, 2014. "An Empirical Investigation of Automated Teller Machines (ATMs)and Customers' Satisfaction in Nigeria: A case study of Ilorin, Kwara State," MPRA Paper 59757, University Library of Munich, Germany.
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    More about this item

    Keywords

    ATM; financial inclusion; economic growth; National Strategy for Financial Inclusion; NSFI; RBI;
    All these keywords.

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