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Communication relative aux pensions : digitalisation et défis pour l'avenir

Author

Listed:
  • Lanotte, Myriam

    (Université catholique de Louvain, LIDAM/ISBA, Belgium)

  • Devolder, Pierre

    (Université catholique de Louvain, LIDAM/ISBA, Belgium)

Abstract

Cet article présente une enquête menée auprès de 11 pays européens dans le but de situer et évaluer la communication sur les pensions en Europe en 2020. L’objectif de l’enquête est de mettre en évidence les défis, les faiblesses et les risques possibles pour l'avenir. Quatre conclusions importantes sont mises en évidence par l’enquête: (1) les efforts en matière de communication sur les pensions se concentrent sur le développement d'une communication numérique et de plateformes digitales pour consulter les droits de pension individuels ; (2) il existe une grande disparité entre les pays concernant cette communication digitale ; (3) les recommandations les plus importantes pour une bonne communication sur les pensions ne sont pas encore intégrées dans la plupart des pays ; (4) l'intérêt des personnes pour les informations fournies reste faible quel que soit le développement de la communication. Sur la base de ces résultats, cet article examine également (1) l'impact de la digitalisation ; (2) l'importance de la communication sur les régimes de retraite; et (3) le problème du faible intérêt. Quelques pistes de recherches futures sont également proposées.

Suggested Citation

  • Lanotte, Myriam & Devolder, Pierre, 2022. "Communication relative aux pensions : digitalisation et défis pour l'avenir," LIDAM Discussion Papers ISBA 2022015, Université catholique de Louvain, Institute of Statistics, Biostatistics and Actuarial Sciences (ISBA).
    • Handle: RePEc:aiz:louvad:2022015
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    References listed on IDEAS

    as
    1. Bovenberg,Lans & van Ewijk,Casper & Westerhout,Ed (ed.), 2012. "The Future of Multi-Pillar Pensions," Cambridge Books, Cambridge University Press, number 9781107022263, September.
    2. Daniel Kahneman & Amos Tversky, 2013. "Prospect Theory: An Analysis of Decision Under Risk," World Scientific Book Chapters, in: Leonard C MacLean & William T Ziemba (ed.), HANDBOOK OF THE FUNDAMENTALS OF FINANCIAL DECISION MAKING Part I, chapter 6, pages 99-127, World Scientific Publishing Co. Pte. Ltd..
    3. Henriette M. Prast & Arthur van Soest, 2016. "Financial Literacy and Preparation for Retirement," Intereconomics: Review of European Economic Policy, Springer;ZBW - Leibniz Information Centre for Economics;Centre for European Policy Studies (CEPS), vol. 51(3), pages 113-118, May.
    4. Lusardi, Annamaria & Mitchell, Olivia S., 2011. "Financial literacy around the world: an overview," Journal of Pension Economics and Finance, Cambridge University Press, vol. 10(4), pages 497-508, October.
    5. Brown, Jeffrey R. & Farrell, Anne M. & Weisbenner, Scott J., 2016. "Decision-making approaches and the propensity to default: Evidence and implications," Journal of Financial Economics, Elsevier, vol. 121(3), pages 477-495.
    6. Giuseppe Carone & Per Eckefeldt & Luigi Giamboni & Veli Laine & Stéphanie Pamies Sumner, 2016. "Pension Reforms in the EU since the Early 2000's: Achievements and Challenges Ahead," European Economy - Discussion Papers 042, Directorate General Economic and Financial Affairs (DG ECFIN), European Commission.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Communication sur les pensions ; Systèmes de suivi des pensions ; Intérêt du public ; Numérisation;
    All these keywords.

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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