Report NEP-PAY-2025-03-31

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Bátiz-Lazo issued this report. It is usually issued weekly.

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Other reports in NEP-PAY

The following items were announced in this report:

• Munyegera,Ggombe Kasim, 2024. "Gender, Digital Financial Services and Financial Inclusion: Empirical Evidence from Rwanda," Working Papers 928e048f-f001-46a8-9841-c, African Economic Research Consortium.
• Mothobi, Onkokame, 2024. "The Impact of Network Coverage on Adoption of Fintech Platforms and Financial Inclusion," Working Papers 323bd6d8-85d4-47e3-b56f-7, African Economic Research Consortium.
• BIZOZA, Saidi & IRAKOZE, Gildas, 2024. "Exploring the Mobile Money in the Financial Inclusion Landscape in Burundi: Impacts in Gender and Location Perspectives," Working Papers 8cdd1260-1184-4ac3-b253-9, African Economic Research Consortium.
• Okot, Nicholas & Kasekende, Elizabeth, 2024. "Digital Finance Policy and its Impact on Financial Inclusion in Uganda," Working Papers 75d4d4fb-5fa0-4a7b-af82-6, African Economic Research Consortium.
• World Bank, 2024. "Interoperability Between Central Bank Digital Currency Systems and Fast Payment Systems," World Bank Publications - Reports 41812, The World Bank Group.
• Tamba, Cox Lwaka & Murithi, Immaculate Kathomi, 2024. "Promoting Gender Inclusion in Digital Financial Services: Evidence on Policies and Socio Economic Factors in Kenya," Working Papers 94e6dcbb-ef84-4ee5-ab21-0, African Economic Research Consortium.
• Lemma, Tesfaye T. & Mlilo, Mthokozisi, 2024. "Digital Finance and Gender Gap in Enterprise Performance: Evidence from Kenya," Working Papers 34087862-28f2-450f-858d-c, African Economic Research Consortium.
• Kodongo, Odongo, 2024. "The Fintech Ecosystem and Financial Inclusion: Evidence from Kenya," Working Papers b3a2fad3-1c4f-4e95-9cd3-6, African Economic Research Consortium.
• Botha, Rosemary & Kamninga, Tony Mwenda & Tuyisenge, Methode, 2024. "Access to Digital Financial Services and Women Empowerment: Evidence from Rural Rwanda," Working Papers 3687a661-6991-478f-971a-0, African Economic Research Consortium.
• Jack Mandin, 2025. "Risk-Free Uncollateralized Lending in Decentralized Markets: An Introduction to Flash Loans," Discussion Papers 2025-06, Bank of Canada.
• Sekumbo, Karia & Manda, Noela Ringo Constantine, 2024. "Who is More Likely to Pay the Tax on Mobile Money Withdrawals?," Working Papers 0b200bf8-0fb3-45ed-829a-2, African Economic Research Consortium.
• Klüh, Ulrich, 2025. ""Hyperledger" versus "hyperscaler"? Can coopetition on decentralized platforms be a countervailing power to big tech? Platform capitalism between new and old forms power," ZNWU Discussion Papers 14, Darmstadt University of Applied Sciences, Darmstadt Business School, Center for Sustainable Economic and Corporate Policy (SECP).
• Gakpa, Lewis-Landry, 2024. "Financial Inclusion and Entrepreneurship in Six sub-Saharan African Countries: Evidence from Finaccess and Finscope Survey Data," Working Papers 4387c5f4-4f65-4460-829f-b, African Economic Research Consortium.
• Kirui, Benard Kipyegon, 2024. "The Role of Mobile Money in International Remittances: Evidence from Sub-Saharan Africa," Working Papers 6510bb93-0565-4581-9082-4, African Economic Research Consortium.
• World Bank, 2024. "Competition Policy in Digital Markets in Africa," World Bank Publications - Reports 41603, The World Bank Group.
• Ogwang, Ambrose & Kahunde, Rehema & Makika, Maya Denis, 2024. "Drivers of the Gender Gap in use of Digital Financial Services: Evidence from Uganda," Working Papers 28c0df55-fd40-414e-bfe3-d, African Economic Research Consortium.
• Massacky, Joseph B. & Ajefuand Falecia, 2024. "How Does Adoption of Mobile Money Technology Affect Child Labour and School Enrolment?," Working Papers 080c5f45-7d69-482a-b9fe-1, African Economic Research Consortium.
• Quan, Yutong & Wu, Xintong & Deng, Wanlin & Zhang, Luyao, 2023. "Decoding Social Sentiment in DAO: A Comparative Analysis of Blockchain Governance Communities," OSF Preprints bq6tu_v1, Center for Open Science.
• Moehring, Alex, 2024. "Personalization, Engagement, and Content Quality on Social Media: An Evaluation of Reddit's News Feed," OSF Preprints 8yuwe_v1, Center for Open Science.
• Xiao, Yunpeng & Deng, Bufan & Chen, Siqi & Zhou, Kyrie Zhixuan & LC, RAY & Zhang, Luyao & Tong, Xin, 2023. ""Centralized or Decentralized?": Concerns and Value Judgments of Stakeholders in the Non-Fungible Tokens (NFTs) Market," OSF Preprints evz4p_v1, Center for Open Science.
• Zhang, Luyao, 2023. "Machine Learning for Blockchain: Literature Review and Open Research Questions," OSF Preprints g2q5t_v1, Center for Open Science.
• World Bank, 2024. "Lebanon Digital ID Use Cases," World Bank Publications - Reports 41565, The World Bank Group.
• Ufuk Akcigit & Raman S. Chhina & Seyit Cilasun & Javier Miranda & Nicolas Serrano-Velarde, 2025. "Credit Card Entrepreneurs," Jena Economics Research Papers 2025-003, Friedrich-Schiller-University Jena.
• Akcigit, Ufuk & Chhina, Raman S. & Cilasun, Seyit Mümin & Miranda, Javier & Serrano-Velarde, Nicolas, 2025. "Credit card entrepreneurs," IWH Discussion Papers 5/2025, Halle Institute for Economic Research (IWH).
• World Bank, 2024. "Competition Advocacy for Digital Markets in Africa," World Bank Publications - Reports 41608, The World Bank Group.
• International Finance Corporation (IFC), 2024. "The Economic Opportunity for Financial Inclusion of Forcibly Displaced People (FDP) by the Financial Sector in Brazil," World Bank Publications - Reports 41758, The World Bank Group.
• World Bank, 2024. "State-Owned Enterprises in Digital Infrastructure and Downstream Digital Markets in Africa," World Bank Publications - Reports 41606, The World Bank Group.
• Mothobi, Onkokame, 2024. "L'impact de la Couverture du Reseau sur l'Adoption des Plateformes Fintech et l'Inclusion Financiere," Working Papers b1ef8deb-8afe-4f48-b9c9-0, African Economic Research Consortium.
• Adeniran, Adedeji P. & Muthinja, Moses M., 2024. "Financial Inclusion and Resilience to COVID-19 Economic Shocks in Nigeria," Working Papers 1ce6ac72-bcfe-4403-ac14-1, African Economic Research Consortium.
• Adeniran, Adedeji P. & Muthinja, Moses M., 2024. "Financial Inclusion and Resilience to COVID-19 Economic Shocks in Nigeria," Working Papers 2f1c64ac-2173-4191-826b-a, African Economic Research Consortium.
• Okello, Jimmy Apaa, 2024. "Can Mobile Money-Induced Cost Reduction Spur More Remittances to Uganda? Would the Resultant Large Remittances Affect Monetary Policy Effectiveness?," Working Papers 03497339-fe62-48ef-b7a2-2, African Economic Research Consortium.
• World Bank, 2024. "Open Finance," World Bank Publications - Reports 41600, The World Bank Group.
• World Bank, 2024. "Regulating Digital Data in Africa," World Bank Publications - Reports 41605, The World Bank Group.
• Kirui, Benard Kipyegon, 2024. "Le Role de l'Argent Mobile dans les Envois de Fonds Internationaux : Le Cas de l'Afrique Sub-Saharienne," Working Papers 47243269-f87b-4a0a-bd6c-5, African Economic Research Consortium.
• Nogues-Marco, Pilar, 2025. "Monetary Geography vs. Political Sovereignty: The Emergence of National Issuing Banking in Spain," Working Papers unige:183332, University of Geneva, Paul Bairoch Institute of Economic History.
• Effiong, Ekpeno L. & Asuquo, Emmanuel E., 2024. "Financial Openness and Remittances: Evidence from Sub-Saharan Africa," Working Papers 1b5bc0b0-b6e2-4c6d-81f6-a, African Economic Research Consortium.
• World Bank & The International Bank for Reconstruction and Development, 2024. "Pakistan - Evaluating Private Capital Mobilization Potential for Resilient Digital Connectivity," World Bank Publications - Reports 41946, The World Bank Group.
• World Bank, 2024. "Corporate Governance and Transparency of State-Owned and State-Linked Digital Enterprises in Africa," World Bank Publications - Reports 41609, The World Bank Group.
• World Bank & Innovations for Poverty Action, 2024. "Cash Transfer Payment Mechanisms," World Bank Publications - Reports 41716, The World Bank Group.
• Abu Sayed Toyon, Mohammad, 2024. "Rahman’s Quest with the BanglaMarket: Triumph or Tragedy?," OSF Preprints fvk5z_v1, Center for Open Science.
• Sophia D'Angelo & Juan D. Barón & Haani Mazari & Daniel Morales & Santiago Ospina Tabares & Paola Polanco & Tom Kaye, 2024. "Lessons on Implementation," World Bank Publications - Reports 42086, The World Bank Group.
• Luria, Michal & Nicholas, Gabriel, 2023. "Understanding Innovation in Interoperable Systems: A Podcasting Case Study," OSF Preprints t65mw_v1, Center for Open Science.
• Rajesh Barik & Parthajit Kayal, 2025. "Financial Inclusion and Electricity Consumption: A Cross-Country Study of Upper-Middle and Lower-Middle Income Countries," Working Papers 2025-277, Madras School of Economics,Chennai,India.
• World Bank, 2024. "Equatorial Guinea Digital Economy Diagnostic [Diagnóstico de la economía digital de Guinea Ecuatorial]," World Bank Publications - Reports 41585, The World Bank Group.
• World Bank, 2024. "Taxes and Parafiscal Fees on Digital Infrastructure Services in Africa," World Bank Publications - Reports 41628, The World Bank Group.
• World Bank, 2024. "Digital Skills Development in EAP," World Bank Publications - Reports 41685, The World Bank Group.
• Tania Begazo & Clara Stinshoff & Hannelore Niesten & Georgiana Pop & Rong Chen & Gonçalo Coelho, 2024. "Regulating the Digital Economy in Africa," World Bank Publications - Reports 41620, The World Bank Group.
• Gakpa, Lewis-Landry, 2024. "Inclusion Financiere et Entrepreneuriat dans Six Pays d'Afrique Subsaharienne : Les Donnees des Enquetes Finaccess et Finscope," Working Papers 0fc3863c-27b1-4680-82fe-1, African Economic Research Consortium.
• World Bank, 2024. "Strengthening Cybersecurity and Resilience of Critical Infrastructure - Insights from the Republic of Korea and Other Digital Nations," World Bank Publications - Reports 41794, The World Bank Group.
• Jared Gars & Laura Prada & Santiago Borda & Egon Tripodi, 2025. "Personalized Reminders: Evidence from a Field Experiment with Voluntary Retirement Savings in Colombia," Rationality and Competition Discussion Paper Series 528, CRC TRR 190 Rationality and Competition.
• World Bank, 2024. "Digital Economy for Latin America and the Caribbean - Country Diagnostic: Jamaica," World Bank Publications - Reports 41387, The World Bank Group.
• Eichenauer, Vera & Köppl, Stefan & Köppl-Turyna, Monika, 2025. "Investment screening and venture capital," Kiel Working Papers 2282, Kiel Institute for the World Economy (IfW Kiel).
• Amin, Ariane & Dago, Eric & Kere, Eric & Yogo, Thierry, 2024. "Adoption de la Technologie et Acces au Credit en Tanzanie : Une Analyse Econometrique Spatiale," Working Papers 99562c34-c5a2-4344-9fa4-5, African Economic Research Consortium.
• Falk Laser & Alexander Mihailov & Jan Weidner, 2025. "Currency and Gold Shares in International Reserves by Country: Insights from a New Dataset," Economics Discussion Papers em-dp2025-01, Department of Economics, University of Reading.
• World Bank, 2024. "Riding the Wave of Digital Transformation," World Bank Publications - Reports 41631, The World Bank Group.
• World Bank, 2024. "Digital Transformation of the Land Sector in Uganda," World Bank Publications - Reports 41388, The World Bank Group.
• Lorie Logan, 2025. "Efficient and effective central bank balance sheets," Speeches and Essays 99652, Federal Reserve Bank of Dallas.
• World Bank, 2024. "Micro-finance / Macro-challenges," World Bank Publications - Reports 41674, The World Bank Group.
• World Bank, 2024. "Digital First Responders - The Role of Computer Security Incident Response Teams (CSIRTS) in Developing Countries," World Bank Publications - Reports 41823, The World Bank Group.