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Between Novelty and Fashion: Risk Management and the Adoption of Computers in Retail Banking

In: Decision Taking, Confidence and Risk Management in Banks from Early Modernity to the 20th Century

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  • Bernardo Bátiz-Lazo

    (Bangor University)

Abstract

This chapter explores developments in researching the adoption of applications of computer technology by retail deposit-accepting financial institutions. Contributions to date suggest an understanding of both technological and business decisions. This is a research agenda informed by developments in the history of computing and in business history because the analysis of computer applications in business should consider not only how decisions came about but also the expectations of decision makers and the context and stakeholders that helped to shape business decisions. This is a view which aligns with that of Wadhwani and Jones’ (2014) ‘constitutive historicism’ or the investigation of how economic actors’ perceptions of their own places in historical time shape their strategies.

Suggested Citation

  • Bernardo Bátiz-Lazo, 2017. "Between Novelty and Fashion: Risk Management and the Adoption of Computers in Retail Banking," Palgrave Studies in the History of Finance, in: Korinna Schönhärl (ed.), Decision Taking, Confidence and Risk Management in Banks from Early Modernity to the 20th Century, pages 189-207, Palgrave Macmillan.
    • Handle: RePEc:pal:psitcp:978-3-319-42076-9_9
    DOI: 10.1007/978-3-319-42076-9_9
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