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Women, Inclusive Finance and the Quality of Life: Evidence from Zambia

In: Women and Sustainable Human Development

Author

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  • Lwanga Elizabeth Nanziri

    (Stellenbosch University)

Abstract

The United Nations’ Sustainable Development Goal on gender equality seeks to achieve equal rights to economic resources, including financial services. This chapter uses the FinScope surveys of 2015 to investigate the gap between male and female use of formal financial services in Zambia, its predictors and the implications on the quality of life of households, following financial sector reforms in the country. The results show that fewer women use formal financial services compared to men, accounted for by education, location and source of income. Financially included female-headed households enjoy a significantly better quality of life than financially excluded female-headed households. There is, however, no such difference, when financially included female-headed households are compared to financially included male-headed households, evidence that access to and use of finance can reduce gender inequality in wealth.

Suggested Citation

  • Lwanga Elizabeth Nanziri, 2020. "Women, Inclusive Finance and the Quality of Life: Evidence from Zambia," Gender, Development and Social Change, in: Maty Konte & Nyasha Tirivayi (ed.), Women and Sustainable Human Development, chapter 0, pages 285-303, Palgrave Macmillan.
    • Handle: RePEc:pal:gdechp:978-3-030-14935-2_16
    DOI: 10.1007/978-3-030-14935-2_16
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    Cited by:

    1. Asongu, Simplice A. & Adegboye, Alex & Nnanna, Joseph, 2021. "Promoting female economic inclusion for tax performance in Sub-Saharan Africa," Economic Analysis and Policy, Elsevier, vol. 69(C), pages 159-170.
    2. Tolulope Osinubi & Simplice Asongu, 2020. "Globalization and female economic participation in MINT and BRICS countries," Journal of Economic Studies, Emerald Group Publishing Limited, vol. 48(6), pages 1177-1193, October.
    3. Simplice A. Asongu & Mushfiqur Rahman & Mohammad Alghababsheh, 2022. "Information Technology, Business Sustainability and Female Economic Participation in Sub-Saharan Africa," Working Papers 22/057, European Xtramile Centre of African Studies (EXCAS).
    4. Betgilu Oshora & Goshu Desalegn & Eva Gorgenyi-Hegyes & Maria Fekete-Farkas & Zoltan Zeman, 2021. "Determinants of Financial Inclusion in Small and Medium Enterprises: Evidence from Ethiopia," JRFM, MDPI, vol. 14(7), pages 1-19, June.

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