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¿Los préstamos para educación superior mejoran el salario? Crédito Educativo y Mercado Laboral: una aproximación de regresión discontinua para Colombia

In: Investigaciones de Economía de la Educación 9

Author

Listed:
  • Tatiana Velasco Rodriguez

    (Universidad de los Andes)

  • Fabio Sánchez Torres

    (Universidad de los Andes)

Abstract

El crédito para educación superior ACCES ha financiado los estudios de más de 280.000 estudiantes durante 11 años. Evaluaciones anteriores han evidenciado su efecto positivo en el desempeño académico de sus beneficiarios y en la reducción de su deserción. Sin embargo, hasta ahora no existía evidencia sobre el efecto de estos programas en indicadores de mercado laboral de sus beneficiarios. En este estudio se estima el efecto que ha tenido el crédito ACCES en indicadores de desempeño laboral. En particular, se busca responder a la pregunta de si, una vez convertidos en profesionales, los beneficiarios del crédito ACCES tienen mejores salarios y, si es este el caso, por qué ocurre y a través de qué canales. Utilizando datos administrativos para Colombia para más de 300 mil aspirantes al crédito y mediante la estrategia de regresión discontinua, se encuentra que los beneficiarios del crédito educativo ACCES tienen salarios de entrada al mercado laboral como profesionales más altos en comparación con los no beneficiarios. Al indagar sobre los canales que explican este resultado se encuentra que los beneficiarios de ACCES, exhiben un tiempo de búsqueda de empleo formal más largo después de su graduación que explicaría en gran proporción sus mayores ingresos laborales de entrada.

Suggested Citation

  • Tatiana Velasco Rodriguez & Fabio Sánchez Torres, 2014. "¿Los préstamos para educación superior mejoran el salario? Crédito Educativo y Mercado Laboral: una aproximación de regresión discontinua para Colombia," Investigaciones de Economía de la Educación volume 9, in: Adela García Aracil & Isabel Neira Gómez (ed.), Investigaciones de Economía de la Educación 9, edition 1, volume 9, chapter 40, pages 769-795, Asociación de Economía de la Educación.
    • Handle: RePEc:aec:ieed09:09-40
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    References listed on IDEAS

    as
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    4. Joshua Angrist & Eric Bettinger & Michael Kremer, 2006. "Long-Term Educational Consequences of Secondary School Vouchers: Evidence from Administrative Records in Colombia," American Economic Review, American Economic Association, vol. 96(3), pages 847-862, June.
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    More about this item

    Keywords

    educación superior; crédito educativo; regresión discontinua; mercado laboral;
    All these keywords.

    JEL classification:

    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid
    • I23 - Health, Education, and Welfare - - Education - - - Higher Education; Research Institutions
    • I25 - Health, Education, and Welfare - - Education - - - Education and Economic Development

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