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The Next Frontier of Mobile Money Adoption

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  • Aparna Gosavi

Abstract

In this article, I explore the characteristics of businesses that use mobile money by using the World Bank's Enterprise Surveys Program data set for the year 2013. I study firms in Kenya, Tanzania, Uganda, and Zambia. My analysis shows that small firms are more likely to use the service than medium and large firms. Also, older firms are more likely to use the service than younger ones. Moreover, firms with bank accounts are more likely to use the service. Finally, firms in Kenya are more likely to use the service than firms in Tanzania, Uganda, and Zambia.

Suggested Citation

  • Aparna Gosavi, 2015. "The Next Frontier of Mobile Money Adoption," The International Trade Journal, Taylor & Francis Journals, vol. 29(5), pages 427-448, December.
    • Handle: RePEc:taf:uitjxx:v:29:y:2015:i:5:p:427-448
    DOI: 10.1080/08853908.2015.1081113
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    References listed on IDEAS

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    1. World Bank, 2014. "Global Financial Development Report 2014 : Financial Inclusion," World Bank Publications - Books, The World Bank Group, number 16238.
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    Cited by:

    1. Asif M. Islam & Silvia Muzi, 2022. "Does mobile money enable women-owned businesses to invest? Firm-level evidence from Sub-Saharan Africa," Small Business Economics, Springer, vol. 59(3), pages 1245-1271, October.
    2. Islam,Asif Mohammed & Muzi,Silvia, 2020. "Mobile Money and Investment by Women Businesses in Sub-Saharan Africa," Policy Research Working Paper Series 9338, The World Bank.
    3. Sam Njinyah & Simplice A. Asongu & Sally Jones, 2022. "The role of mobile money adoption in moderating the influence of access to finance in firm performance," Working Papers of the African Governance and Development Institute. 22/075, African Governance and Development Institute..
    4. Mahmoud, Zeinab, 2019. "Determinants of Mobile Money Adoption," 2nd Europe – Middle East – North African Regional ITS Conference, Aswan 2019: Leveraging Technologies For Growth 201742, International Telecommunications Society (ITS).
    5. Maty Konte & Godsway Korku Tetteh, 2023. "Mobile money, traditional financial services and firm productivity in Africa," Small Business Economics, Springer, vol. 60(2), pages 745-769, February.
    6. Ahmad Hassan Ahmad & Christopher Green & Fei Jiang, 2020. "Mobile Money, Financial Inclusion And Development: A Review With Reference To African Experience," Journal of Economic Surveys, Wiley Blackwell, vol. 34(4), pages 753-792, September.
    7. Scott Burns, 2018. "M‐Pesa and the ‘Market‐Led’ Approach to Financial Inclusion," Economic Affairs, Wiley Blackwell, vol. 38(3), pages 406-421, October.

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