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Getting South African banks to serve micro-entrepreneurs: An analysis of policy options

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  • Andrie Schoombee

Abstract

The lack of access to formal bank credit is one of the important problems faced by South African micro-entrepreneurs in the informal sector. Although the government has addressed this issue, private banks are still not interested in serving micro-enterprises. This article presents an analysis of the policies implemented by the government, as well as policies followed in other countries, to reach a conclusion with regard to the path to follow for solving this problem.

Suggested Citation

  • Andrie Schoombee, 2000. "Getting South African banks to serve micro-entrepreneurs: An analysis of policy options," Development Southern Africa, Taylor & Francis Journals, vol. 17(5), pages 751-767.
    • Handle: RePEc:taf:deveza:v:17:y:2000:i:5:p:751-767
    DOI: 10.1080/713661429
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    References listed on IDEAS

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    1. Beck, Thorsten & Levine, Ross & Loayza, Norman, 2000. "Finance and the sources of growth," Journal of Financial Economics, Elsevier, vol. 58(1-2), pages 261-300.
    2. Paulson, Jo Ann & McAndrews, James, 1998. "Financial services for the urban poor : South Africa's E Plan," Policy Research Working Paper Series 2016, The World Bank.
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    Cited by:

    1. Francis Nathan Okurut, 2006. "Access to credit by the poor in South Africa: Evidence from Household Survey Data 1995 and 2000," Working Papers 13/2006, Stellenbosch University, Department of Economics.

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