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The Impact Of Incomes And Loans On Households’ Expenditures. Case Of Romania

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  • Cristinel Constantin

    (Transivania University of Brașov)

Abstract

The population’s expenditures, incomes and loans in Romania have increased during the last decade. These trends reveal a direct relationship between the named variable and a possible influence of the loans on the households’expenditures that exceed the influence of incomes. The research results reveal a strong correlation between incomes and expenditures, but also the population’s propensity to save. Based on regression analysis we concluded that the additional effect of loans on the expenditures could not be considered statisticaly significant.

Suggested Citation

  • Cristinel Constantin, 2017. "The Impact Of Incomes And Loans On Households’ Expenditures. Case Of Romania," Journal of Smart Economic Growth, , vol. 2(4), pages 13-22, December.
    • Handle: RePEc:seg:012016:v:2:y:2017:i:4:p:13-22
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    File URL: https://jseg.ro/index.php/jseg/article/view/29/30
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    References listed on IDEAS

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    1. John N. Muellbauer, 2007. "Housing, credit and consumer expenditure," Proceedings - Economic Policy Symposium - Jackson Hole, Federal Reserve Bank of Kansas City, pages 267-334.
    2. Sofia N. Andreou, 2011. "The Borrowing Behaviour of Households: Evidence from the Cyprus Family Expenditure Surveys," Cyprus Economic Policy Review, University of Cyprus, Economics Research Centre, vol. 5(2), pages 57-83, December.
    3. Jonathan McCarthy, 1997. "Debt, delinquencies, and consumer spending," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 3(Feb).
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    Cited by:

    1. A.R.S. Ibn Ali, 2021. "Financial behavior for status seeking purposes of consumers in emerging markets. A case study of suburban Jakarta, Indonesia," Discussion Papers in Economics and Business 21-21, Osaka University, Graduate School of Economics.

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