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Разработка И Исследование Ссудо-Сберегательных Программ Ипотечного Кредитования: Динамическая Модель

Author

Listed:
  • Ильинский Д.Г.
  • Полтерович В.М.
  • Старков О.Ю.

Abstract

Предложена динамическая модель ссудо-сберегательной программы (ССП) ипотечного кредитования. Введены понятия устойчивости, а также сильной и слабой устойчивости ссудо-сберегательных траекторий, порожденных ССП; получены необходимые и достаточные условия, гарантирующие выполнение этих свойств. Приведенные результаты расчетов показывают, что ССП обеспечивают устойчивое кредитование участников программы в достаточно широком диапазоне изменения параметров, близких к реальным.

Suggested Citation

  • Ильинский Д.Г. & Полтерович В.М. & Старков О.Ю., 2014. "Разработка И Исследование Ссудо-Сберегательных Программ Ипотечного Кредитования: Динамическая Модель," Журнал Экономика и математические методы (ЭММ), Центральный Экономико-Математический Институт (ЦЭМИ), vol. 50(2), pages 35-57, апрель.
    • Handle: RePEc:scn:cememm:v:50:y:2014:i:2:p:35-57
    Note: Москва
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    References listed on IDEAS

    as
    1. Scholten, Ulrich, 2000. "Rotating Savings and Credit Associations in Developed Countries: The German-Austrian Bausparkassen," Journal of Comparative Economics, Elsevier, vol. 28(2), pages 340-363, June.
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    More about this item

    Keywords

    ипотека; ссудо-сберегательная программа; стройсберкасса; специальный счет; устойчивость.;
    All these keywords.

    JEL classification:

    • D02 - Microeconomics - - General - - - Institutions: Design, Formation, Operations, and Impact
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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