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Un modelo para el sistema de pensiones en el Perú: Diagnóstico y recomendaciones

Author

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  • Alonso, Javier
  • Sánchez, Rosario
  • Tuesta, David

Abstract

Este documento desarrolla un modelo para el sistema de pensiones peruano con el fin de estudiar los probables efectos sobre distintos segmentos de la población de la reforma del Sistema Privado de Pensiones (SPP) peruano implementado en el año 2012. Se realizan además diversos experimentos con la finalidad de capturar los probables efectos de algunas medidas adicionales complementarias a las que esta reforma incorpora. En el escenario base proyectado hasta el año 2050, se encuentra que si bien el número de cotizantes se duplica, las tasas de cobertura laboral (en términos de cotizantes regulares) continuarían siendo bajas. Entre otros factores, ello es el reflejo del alto grado de informalidad del mercado laboral peruano. Se concluye que además de las reformas implementadas en el año 2012, se requerirían de medidas adicionales enfocadas primordialmente a los trabajadores de la microempresa y los colectivos jóvenes. Todo ello con el propósito de conseguir un sistema de pensiones más inclusivo.

Suggested Citation

  • Alonso, Javier & Sánchez, Rosario & Tuesta, David, 2014. "Un modelo para el sistema de pensiones en el Perú: Diagnóstico y recomendaciones," Revista Estudios Económicos, Banco Central de Reserva del Perú, issue 27, pages 81-98.
    • Handle: RePEc:rbp:esteco:ree-27-05
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    File URL: https://www.bcrp.gob.pe/docs/Publicaciones/Revista-Estudios-Economicos/27/ree-27-alonso-sanchez-tuesta.pdf
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    References listed on IDEAS

    as
    1. Klaus Schmidt-Hebbel, 1998. "Does Pension Reform Really Spur Productivity, Saving, and Growth?," Working Papers Central Bank of Chile 33, Central Bank of Chile.
    2. Luis J. Carranza & Angel Melguizo & David Tuesta, 2012. "Matching Contributions for Pensions in Colombia, Mexico, and Peru: Experiences and Prospects," Working Papers 1232, BBVA Bank, Economic Research Department.
    3. David Tuesta, 2011. "Una revision de los sistemas de pensiones en Latinoamerica," Working Papers 1114, BBVA Bank, Economic Research Department.
    4. Olivera, Javier, 2010. "Recuperando la Solidaridad en el Sistema Peruano de Pensiones. Una Propuesta de Reforma [Recovering the Principle of Solidarity in the Peruvian Pension System. A reform proposal]," MPRA Paper 60194, University Library of Munich, Germany.
    5. Robert Holzmann & Richard Hinz & David Tuesta, 2012. "Early Lessons from Country Experience with Matching Contribution Schemes for Pensions," Working Papers 1231, BBVA Bank, Economic Research Department.
    Full references (including those not matched with items on IDEAS)

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    Cited by:

    1. Bernal, Noelia & Olivera, Javier, 2020. "Choice of pension management fees and effects on pension wealth," Journal of Economic Behavior & Organization, Elsevier, vol. 176(C), pages 539-568.
    2. Freddy Espino Lazo, 2018. "Sistema de Pensiones en el Perú: La siguiente reforma," Revista de Análisis Económico y Financiero, Universidad de San Martín de Porres, vol. 1(01), pages 53-64.
    3. Chavez-Bedoya, Luis & Castaneda, Ranu, 2021. "A benchmarking approach to track and compare administrative charges on flow and balance in individual account pension systems," Insurance: Mathematics and Economics, Elsevier, vol. 97(C), pages 7-23.
    4. Ianina Rossi, 2018. "Systematic Determinants of Pensions in Latin America," Documentos de Trabajo (working papers) 0818, Department of Economics - dECON.

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    More about this item

    JEL classification:

    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • H76 - Public Economics - - State and Local Government; Intergovernmental Relations - - - Other Expenditure Categories
    • J2 - Labor and Demographic Economics - - Demand and Supply of Labor

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