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Le comportement des banques face à des fortes modifications des flux d'épargne et de financement

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  • Patrick Artus
  • Claude Jessua

Abstract

[fre] Les banques françaises ont été confrontées à de fortes modifications de leur environnement financier : chute de la demande de crédit, changements dans la structure des ressources. Nous examinons ces modifications et nous demandons, en utilisant quelques modèles théoriques, ce qui peuvent être leurs effets sur le comportement des banques (attitude vis-à-vis du risque, concurrence). [eng] French banks have being facing significant changes in their financial environment : fall in credit demand, shifts in the structure of their liabilities. We describe those changes and analyse, using several theoretical models, their possible effects on the behavior of banks (risk exposure, degree of competition...).

Suggested Citation

  • Patrick Artus & Claude Jessua, 1996. "Le comportement des banques face à des fortes modifications des flux d'épargne et de financement," Revue Économique, Programme National Persée, vol. 47(3), pages 719-729.
    • Handle: RePEc:prs:reveco:reco_0035-2764_1996_num_47_3_409810
    DOI: 10.3406/reco.1996.409810
    Note: DOI:10.3406/reco.1996.409810
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