IDEAS home Printed from https://ideas.repec.org/a/pet/annals/v9i2y2009p73-82.html
   My bibliography  Save this article

Formal Financial Services for Rural Small Savers: A Case Study of Orissa, India

Author

Listed:
  • Jyotirmayee Kar

    (ICFAI Business School, Bhubaneswar, Orissa, India)

  • Prafulla K. Dash

    (ICFAI Business School, Bhubaneswar, Orissa, India)

Abstract

Preference of the small savers varies across the markets. Yet, generally they opt for easily accessible and security of funds. Informal financial services appear to be much ahead the formal ones both in terms of accessibility and security in catering to the needs of the rural small savers. What constrains them in going for formal small saving? Some issues are examined in this article.

Suggested Citation

  • Jyotirmayee Kar & Prafulla K. Dash, 2009. "Formal Financial Services for Rural Small Savers: A Case Study of Orissa, India," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 9(2), pages 73-82.
  • Handle: RePEc:pet:annals:v:9:i:2:y:2009:p:73-82
    as

    Download full text from publisher

    File URL: http://upet.ro/annals/economics/pdf/2009/20090211.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Bell, Clive, 1988. "Credit markets and interlinked transactions," Handbook of Development Economics, in: Hollis Chenery & T.N. Srinivasan (ed.), Handbook of Development Economics, edition 1, volume 1, chapter 16, pages 763-830, Elsevier.
    2. J. Behrman & T.N. Srinivasan (ed.), 1995. "Handbook of Development Economics," Handbook of Development Economics, Elsevier, edition 1, volume 3, number 3.
    3. J. Behrman & T.N. Srinivasan (ed.), 1995. "Handbook of Development Economics," Handbook of Development Economics, Elsevier, edition 1, volume 3, number 4.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Sanjaya DeSilva, 2000. "Skills, Partnerships and Tenancy in Sri Lankan Rice Farms," Working Papers 819, Economic Growth Center, Yale University.
    2. Meschi, Elena & Taymaz, Erol & Vivarelli, Marco, 2011. "Trade, technology and skills: Evidence from Turkish microdata," Labour Economics, Elsevier, vol. 18(S1), pages 60-70.
    3. Londoño, Juan Luis & Székely, Miguel, 1997. "Persistent Poverty and Excess Inequality: Latin America, 1970-1995," IDB Publications (Working Papers) 6092, Inter-American Development Bank.
    4. Temple, Jonathan & Ying, Huikang, 2014. "Life During Structural Transformation," CEPR Discussion Papers 10297, C.E.P.R. Discussion Papers.
    5. Jalan, Jyotsna & Ravallion, Martin, 1998. "Are there dynamic gains from a poor-area development program?," Journal of Public Economics, Elsevier, vol. 67(1), pages 65-85, January.
    6. Anett John, 2020. "When Commitment Fails: Evidence from a Field Experiment," Management Science, INFORMS, vol. 66(2), pages 503-529, February.
    7. Stuart, Sheila, 2014. "Situation of unpaid work and gender in the Caribbean: The measurement of unpaid work through time-use studies," Studies and Perspectives – ECLAC Subregional Headquarters for The Caribbean 36619, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    8. Stephan Klasen, 2008. "Poverty, undernutrition, and child mortality: Some inter-regional puzzles and their implicationsfor research and policy," The Journal of Economic Inequality, Springer;Society for the Study of Economic Inequality, vol. 6(1), pages 89-115, March.
    9. Timothy Besley & Robin Burgess, 2000. "Land Reform, Poverty Reduction, and Growth: Evidence from India," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 115(2), pages 389-430.
    10. Garza-Rodriguez, Jorge, 2016. "The determinants of poverty in the Mexican states of the US-Mexico border," MPRA Paper 71523, University Library of Munich, Germany.
    11. Onialisoa Mirana Rakotoarivelo & Hanitriniaina Sammy Gr´egoire Ravelonirina, 2019. "On the Dynamic of Country Development," Journal of Mathematics Research, Canadian Center of Science and Education, vol. 11(2), pages 1-19, April.
    12. Paul Mosley & Robert Holzmann & Steen Jorgensen, 1999. "Social protection as social risk management: conceptual underpinnings for the social protection sector strategy paper," Journal of International Development, John Wiley & Sons, Ltd., vol. 11(7), pages 1005-1027.
    13. Sami Bibi & Jean‐Yves Duclos, 2010. "A Comparison Of The Poverty Impact Of Transfers, Taxes And Market Income Across Five Oecd Countries," Bulletin of Economic Research, Wiley Blackwell, vol. 62(4), pages 387-406, October.
    14. Andrew D. Foster & Mark R. Rosenzweig, 2022. "Are There Too Many Farms in the World? Labor Market Transaction Costs, Machine Capacities, and Optimal Farm Size," Journal of Political Economy, University of Chicago Press, vol. 130(3), pages 636-680.
    15. Bardhan, Pranab, 1996. "The Nature of Institutional Impediments to Economic Development," Center for International and Development Economics Research (CIDER) Working Papers 233429, University of California-Berkeley, Department of Economics.
    16. Evenson, Robert E. & Mwabu, Germano, 1998. "The Effects of Agricultural Extension on Farm Yields in Kenya," Center Discussion Papers 28509, Yale University, Economic Growth Center.
    17. Stephen Boucher & MICHAEL R. CARTER, 2001. "Risk Rationing and Activity Choice in Moral Hazard Constrained Credit Markets," Wisconsin-Madison Agricultural and Applied Economics Staff Papers 445, Wisconsin-Madison Agricultural and Applied Economics Department.
    18. Raghuram Rajan & Rodney Ramcharan, 2015. "The Anatomy of a Credit Crisis: The Boom and Bust in Farm Land Prices in the United States in the 1920s," American Economic Review, American Economic Association, vol. 105(4), pages 1439-1477, April.
    19. Jeffrey A. Flory, 2011. "Micro-Savings & Informal Insurance in Villages: How Financial Deepening Affects Safety Nets of the Poor, A Natural Field Experiment," Working Papers 2011-008, Becker Friedman Institute for Research In Economics.
    20. Michele Peruzzi & Alessio Terzi, 2018. "Growth Accelerations Strategies," CID Working Papers 91a, Center for International Development at Harvard University.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pet:annals:v:9:i:2:y:2009:p:73-82. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Imola Driga (email available below). General contact details of provider: http://www.upet.ro/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.