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Barriers to financing small and medium business enterprises in Poland

Author

Listed:
  • Wioletta Czemiel-Grzybowska

    (Bialystok University of Technology, Poland)

Abstract

The access to finance is indispensable for the efficient allocation of capital and the enterprise development. However, when compared with large enterprises, small and medium enterprises face many difficulties when pursuing to procure financial resources, which are due to several causes, including: the unstable and inadequate juridical and legislative framework, which does not support the relationship between capital providers and the enterprises that require financing, incomplete information and even lack of information from the part of both capital providers and enterprises, which prevents the development of normal and efficient relations between them; lack of a credit history and insufficient guarantees for creditors, especially in the case of the small and young firms; limited and, sometimes, inadequate range of financing products.

Suggested Citation

  • Wioletta Czemiel-Grzybowska, 2013. "Barriers to financing small and medium business enterprises in Poland," Business and Economic Horizons (BEH), Prague Development Center, vol. 9(4), pages 44-52, December.
    • Handle: RePEc:pdc:jrnbeh:v:9:y:2013:i:4:p:44-52
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    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
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    Cited by:

    1. Wioletta Czemiel-Grzybowska, 2014. "Selected Constraints To Development Of Entrepreneurship In Poland," "e-Finanse", University of Information Technology and Management, Institute of Financial Research and Analysis, vol. 10(2), pages 21-27, August.
    2. Czemiel-Grzybowska Wioletta, 2014. "Entrepreneurial orientation in family firms – management and intercultural development," Journal of Intercultural Management, Sciendo, vol. 6(4-1), pages 181-190, December.
    3. Kee, Daisy Mui Hung & Rahman, Nurulhasanah Abdul, 2017. "Analyzing entrepreneurial orientation impact on start-up success with support service as moderator: A PLS-SEM approach," Business and Economic Horizons (BEH), Prague Development Center (PRADEC), vol. 13(2).
    4. Daisy Mui Hung Kee, & Nurulhasanah Abdul Rahman, 2017. "Analyzing entrepreneurial orientation impact on start-up success with support service as moderator: A PLS-SEM approach," Business and Economic Horizons (BEH), Prague Development Center, vol. 13(2), pages 128-141, May.
    5. Walicka Monika, 2014. "Tax risks sources and consequences as a part of intercultural management at family companies," Journal of Intercultural Management, Sciendo, vol. 6(4-1), pages 191-201, December.
    6. Pawe³ Kliber, 2014. "Estimation Of Risk Neutral Measure For Polish Stock Market," "e-Finanse", University of Information Technology and Management, Institute of Financial Research and Analysis, vol. 10(2), pages 28-37, August.
    7. Ondřej Dvouletý, 2017. "Effects of Soft Loans and Credit Guarantees on Performance of Supported Firms: Evidence from the Czech Public Programme START," Sustainability, MDPI, vol. 9(12), pages 1-17, December.
    8. Lungisani Dladla & Emmanuel Mutambara, 2018. "The Impact of Training and Support Interventions on Small Businesses in the Expanded Public Works Programme—Pretoria Region," Social Sciences, MDPI, vol. 7(12), pages 1-15, November.

    More about this item

    Keywords

    Barriers; small and medium business enterprises; finance;
    All these keywords.

    JEL classification:

    • G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
    • L50 - Industrial Organization - - Regulation and Industrial Policy - - - General
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

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