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Bank Lending in Romania after the Covid 19 Pandemic

Author

Listed:
  • Irena Munteanu

    (“Ovidius” University of Constanța, Faculty of Economic Sciences, Romania)

Abstract

Bank lending is at the stage of financial intermediation in most countries with a poorly diversified money market. The credit market in Romania has been growing steadily since 2005 as a result of banks opening up to the public. After the advent of the first mortgages, credit took off and the volume of consumer credit reached a peak. The unexpected Covid 19 pandemic has brought minor changes to the structure and volume of bank lending in Romania. The study reveals changes and trends in bank lending in Romania. Due to the fact that bank credit is the main form of financing in Romania, the study presented is important and relevant for analysts and the public.

Suggested Citation

  • Irena Munteanu, 2023. "Bank Lending in Romania after the Covid 19 Pandemic," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 1001-1006, August.
    • Handle: RePEc:ovi:oviste:v:xxiii:y:2023:i:1:p:1001-1006
    as

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    File URL: https://stec.univ-ovidius.ro/html/anale/RO/2023-i1/Section%205/18.pdf
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    References listed on IDEAS

    as
    1. Dinc, I. Serdar, 2005. "Politicians and banks: Political influences on government-owned banks in emerging markets," Journal of Financial Economics, Elsevier, vol. 77(2), pages 453-479, August.
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    More about this item

    Keywords

    loan; banks; consumer credit; banking strategy;
    All these keywords.

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • G30 - Financial Economics - - Corporate Finance and Governance - - - General
    • E50 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - General

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