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Regulating New Banking Models to Bring Financial Services to All

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  • Claire Alexandre
  • Ignacio Mas
  • Daniel Radcliffe

Abstract

In parts of Africa, only one in five people have access to traditional banking services. In Latin America only one in three do. Claire Alexandre, Ignacio Mas, and Daniel Radcliffe of the Bill and Melinda Gates Foundation say this need not be the case. The technology exists to make banking available at traditional retail outlets and thus spread access dramatically. For this to happen, regulations need changing. They tell us what they would do.

Suggested Citation

  • Claire Alexandre & Ignacio Mas & Daniel Radcliffe, 2011. "Regulating New Banking Models to Bring Financial Services to All," Challenge, Taylor & Francis Journals, vol. 54(3), pages 116-134.
    • Handle: RePEc:mes:challe:v:54:y:2011:i:3:p:116-134
    DOI: 10.2753/0577-5132540306
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    References listed on IDEAS

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    Cited by:

    1. Aruna Sharma & James Copestake & Michelle James, 2021. "The Samagra anti‐poverty programme in Madhya Pradesh: Integrating household data, overcoming silo‐problems and leaving nobody behind," Development Policy Review, Overseas Development Institute, vol. 39(3), pages 435-449, May.
    2. Peter Dittus & Michael Klein, 2011. "On harnessing the potential of financial inclusion," BIS Working Papers 347, Bank for International Settlements.
    3. Gupta, Sanal & Singh, Puran, 2023. "What drives activity of banking agents? Evidence from Rural India," World Development Perspectives, Elsevier, vol. 31(C).
    4. Payam Hanafizadeh & Mohammad Mehrabioun, 2020. "A Systemic Framework for Business Model Design and Development -Part B: Practical Perspective," Systemic Practice and Action Research, Springer, vol. 33(6), pages 639-674, December.

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