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Ajuste de las Primas por Factores de Riesgo en los Planes de Salud de las ISAPRES

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Listed:
  • Arístides Torche

    (Instituto de Economía)

  • Carlos Williamson

Abstract

This paper analyzes the premium charged by the private Chilean health insurance market, constituted by the private health management institutions, ISAPRES. A relationship between the expected expenditure and the socio-demographic variables, sex, age and t

Suggested Citation

  • Arístides Torche & Carlos Williamson, 1999. "Ajuste de las Primas por Factores de Riesgo en los Planes de Salud de las ISAPRES," Latin American Journal of Economics-formerly Cuadernos de Economía, Instituto de Economía. Pontificia Universidad Católica de Chile., vol. 36(108), pages 761-779.
    • Handle: RePEc:ioe:cuadec:v:36:y:1999:i:108:p:761-779
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    File URL: http://www.economia.uc.cl/docs/108torca.pdf
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    References listed on IDEAS

    as
    1. David M. Cutler & Richard J. Zeckhauser, 1998. "Adverse Selection in Health Insurance," NBER Chapters, in: Frontiers in Health Policy Research, Volume 1, pages 1-32, National Bureau of Economic Research, Inc.
    2. Joseph P. Newhouse, 1996. "Reimbursing Health Plans and Health Providers: Efficiency in Production versus Selection," Journal of Economic Literature, American Economic Association, vol. 34(3), pages 1236-1263, September.
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    More about this item

    Keywords

    Premium; health insurance; adverse selection; risk factors;
    All these keywords.

    JEL classification:

    • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets

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