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Inclusión financiera y complejidad económica en México

Author

Listed:
  • Juan Antonio González Sierra

    (Universidad Autónoma del Estado de Hidalgo, México)

  • Carla Carolina Pérez Hernández

    (Universidad Autónoma del Estado de Hidalgo, México)

  • Jessica Mendoza Moheno

    (Universidad Autónoma del Estado de Hidalgo, México)

Abstract

El objetivo del trabajo es examinar la relación entre inclusión financiera y complejidad económica en México. Para ello, se desarrolló un estudio empírico haciendo las estimaciones del Índice de Complejidad Económica y el Índice de Inclusión Financiera (de acceso y uso) para el año 2018. A partir de dichos índices se realiza un análisis descriptivo, correlacional y exploratorio de datos espaciales. Los resultados muestran que "la inclusión financiera y la complejidad tienen una correlación directa, intensa y significativa, aunado a una autocorrelación espacial positiva". Lo anterior es evidencia empírica valiosa porque se demuestra que los polos de alta complejidad económica son a su vez polos de inclusión financiera (uso) y que las zonas significativamente bajas en términos de complejidad son zonas de exclusión financiera (acceso). Una limitación del trabajo es que se basa en 2 de las 4 dimensiones de la inclusión financiera y su originalidad radica en que no existen estudios previos que relacionen la inclusión financiera con la complejidad y que ésta última es calculada haciendo uso de un mejor proxy de las capacidades industriales a escala municipal.

Suggested Citation

  • Juan Antonio González Sierra & Carla Carolina Pérez Hernández & Jessica Mendoza Moheno, 2023. "Inclusión financiera y complejidad económica en México," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 18(2), pages 1-25, Abril - J.
    • Handle: RePEc:imx:journl:v:18:y:2023:i:2:p:8
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    References listed on IDEAS

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    More about this item

    Keywords

    inclusión financiera; complejidad económica y análisis exploratorio de datos espaciales;

    JEL classification:

    • O10 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - General
    • N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative
    • C00 - Mathematical and Quantitative Methods - - General - - - General

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