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Do Commercial Banks, Savings Banks, and Credit Unions Compete?

Author

Listed:
  • Lucio Fuentelsaz

    (Departamento Economia y Direccion de Empresas, University of Zaragoza, Spain)

  • Jaime Gomez

    (Departamento Economia y Direccion de Empresas, University of Zaragoza, Spain)

  • Victoria Lucea

    (Departamento Economia y Direccion de Empresas, University of Zaragoza, Spain)

Abstract

This paper attempts to evaluate the extent to which rivalry between the different financial intermediaries that operate in the Spanish banking system has been influenced by the recent liberalization process. Our theoretical model is borrowed from population ecology and allows us to take into account the relationship between the three types of financial intermediaries as well as the effect of other exogenous factors on the capacity of the environment to sustain the growth of each population.

Suggested Citation

  • Lucio Fuentelsaz & Jaime Gomez & Victoria Lucea, 2006. "Do Commercial Banks, Savings Banks, and Credit Unions Compete?," International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan, vol. 5(1), pages 17-27, April.
    • Handle: RePEc:ijb:journl:v:5:y:2006:i:1:p:17-27
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    File URL: https://ijbe.fcu.edu.tw/assets/ijbe/past_issue/No.05-1/pdf/vol_5-1-2.pdf
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    File URL: https://ijbe.fcu.edu.tw/assets/ijbe/past_issue/No.05-1/abstract/02.html
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    References listed on IDEAS

    as
    1. Sturm, Jan-Egbert & Williams, Barry, 2004. "Foreign bank entry, deregulation and bank efficiency: Lessons from the Australian experience," Journal of Banking & Finance, Elsevier, vol. 28(7), pages 1775-1799, July.
    2. Barron, David N & West, Elizabeth & Hannan, Michael T, 1998. "Deregulation and Competition in the Financial Industry," Industrial and Corporate Change, Oxford University Press and the Associazione ICC, vol. 7(1), pages 1-32, March.
    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. Rebeca Juan, 2008. "Competition in Local Markets: Some Evidence from the Spanish Retail Banking Market," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 32(2), pages 145-162, March.

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    More about this item

    Keywords

    banking sector; competition; deregulation; population ecology; Spain;
    All these keywords.

    JEL classification:

    • L19 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Other
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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