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Productivity in banking and effects from deregulation

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  • David B. Humphrey

Abstract

Over the last decade, banking productivity growth has been quite low, between 0.60 to 0.07 percent a year. Deregulation has served to raise banking costs but not measured output. Consumers may have benefited, but banks have not.

Suggested Citation

  • David B. Humphrey, 1991. "Productivity in banking and effects from deregulation," Economic Review, Federal Reserve Bank of Richmond, vol. 77(Mar), pages 16-28.
    • Handle: RePEc:fip:fedrer:y:1991:i:mar:p:16-28:n:v.77no.2
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    References listed on IDEAS

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    Cited by:

    1. Diego Restrepo-Tobón & Subal Kumbhakar & Kai Sun, 2015. "Obelix vs. Asterix: Size of US commercial banks and its regulatory challenge," Journal of Regulatory Economics, Springer, vol. 48(2), pages 125-168, October.
    2. Athanasoglou, Panayiotis P. & Georgiou, Evangelia A. & Staikouras, Christos C., 2009. "Assessing output and productivity growth in the banking industry," The Quarterly Review of Economics and Finance, Elsevier, vol. 49(4), pages 1317-1340, November.
    3. Saha, Asish & Ravisankar, T. S., 2000. "Rating of Indian commercial banks: A DEA approach," European Journal of Operational Research, Elsevier, vol. 124(1), pages 187-203, July.
    4. Jimborean, Ramona & Brack, Estelle, 2010. "The cost-efficiency of French banks," MPRA Paper 23471, University Library of Munich, Germany.
    5. Andrés Arias, 2003. "U.S. Business Cycle Volatility And Banking Productivity," Documentos CEDE 3668, Universidad de los Andes, Facultad de Economía, CEDE.
    6. Zhao, Bingquan & Tian, Yuan & Kenjegalieva, Karligash & Wood, Justine, 2024. "Measuring the productivity of urban commercial banks in China," International Review of Economics & Finance, Elsevier, vol. 93(PB), pages 477-489.
    7. Mongi Gharsellaoui, 2015. "The Extent of Competition and Its Impact on Bank Efficiency: Case of the Tunisian Commercial Banks," International Journal of Empirical Finance, Research Academy of Social Sciences, vol. 4(5), pages 278-290.
    8. Mukherjee, Kankana & Ray, Subhash C. & Miller, Stephen M., 2001. "Productivity growth in large US commercial banks: The initial post-deregulation experience," Journal of Banking & Finance, Elsevier, vol. 25(5), pages 913-939, May.
    9. Luintel, Kul B. & Selim, Sheikh & Bajracharya, Pushkar, 2017. "Liberalization, bankers’ motivation and productivity: A simple model with an application," Economic Modelling, Elsevier, vol. 61(C), pages 102-112.
    10. Diego A. Restrepo-Tobón & Subal C. Kumbhakar & Kai Sun, 2013. "Are U.S. Commercial Banks Too Big?," Documentos de Trabajo de Valor Público 10943, Universidad EAFIT.
    11. Andrés F. Arias, 2001. "Banking Productivity and Economic Fluctuations: Colombia 1998-2000," Borradores de Economia 192, Banco de la Republica de Colombia.
    12. Mohamed Sassenou, 1994. "La productivité dans la banque française : un essai de modélisation," Revue Économique, Programme National Persée, vol. 45(3), pages 727-736.
    13. Jeffrey I. Bernstein, 1999. "Total factor productivity growth in the Canadian life insurance industry: 1979-1989," Canadian Journal of Economics, Canadian Economics Association, vol. 32(2), pages 500-517, April.
    14. Awdeh, Ali, 2013. "Impact of financial deregulation on bank productivity: Evidence from a panel of Arab banks," MPRA Paper 119124, University Library of Munich, Germany.
    15. Andrés Felipe Arias, 2001. "Banking Productivity And Economic Fluctuations: Colombia 1998-2000," Borradores de Economia 2050, Banco de la Republica.
    16. Fung, Michael K. & Cheng, Arnold C.S., 2010. "Convergence of total factor productivity among banks: Hong Kong's experience," Global Finance Journal, Elsevier, vol. 21(2), pages 201-210.
    17. Chiu, Yung-ho & Luo, Zhengying & Chen, Yu-Chuan & Wang, Zebin & Tsai, Min-Pei, 2013. "A comparison of operating performance management between Taiwan banks and foreign banks based on the Meta-Hybrid DEA model," Economic Modelling, Elsevier, vol. 33(C), pages 433-439.

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    Productivity; Banks and banking;

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