IDEAS home Printed from https://ideas.repec.org/a/prs/reveco/reco_0035-2764_1994_num_45_3_409562.html
   My bibliography  Save this article

La productivité dans la banque française : un essai de modélisation

Author

Listed:
  • Mohamed Sassenou

Abstract

[eng] Productivity in french commercial banks : an essay of modelisation. . Using a simple modeling based on the functional cobb-Douglas form, we relate the productivity of banks, measured by the ratio of total credits to the number of workers, to three factors of production : labor, physical capital and financial resources of banks. Our results which are robust to various econometric tests support the hypothesis that the third factor is endogeneous : it's level is determined at the same time as the output and both depend on the level of labor and physical capital. [fre] La productivité dans la banque française. Un essai de modélisation. . À partir d'une modélisation simple basée sur la forme fonctionnelle Cobb-Douglas, nous avons relié une mesure de la productivité, le total crédit rapporté aux effectifs, à trois facteurs de production : le travail, le capital physique et les ressources financières de la banque, les différents tests économétriques que nous avons menés sur un échantillon de banques françaises, militent en faveur de l'endogénéité du troisième facteur. Le niveau de celui-ci se déterminant simultané­ment que celui de l'output, en fonction des niveaux du travail et des équipements productifs.

Suggested Citation

  • Mohamed Sassenou, 1994. "La productivité dans la banque française : un essai de modélisation," Revue Économique, Programme National Persée, vol. 45(3), pages 727-736.
    • Handle: RePEc:prs:reveco:reco_0035-2764_1994_num_45_3_409562
    DOI: 10.3406/reco.1994.409562
    Note: DOI:10.3406/reco.1994.409562
    as

    Download full text from publisher

    File URL: https://doi.org/10.3406/reco.1994.409562
    Download Restriction: Data and metadata provided by Persée are licensed under a Creative Commons "Attribution-Noncommercial-Share Alike 3.0" License http://creativecommons.org/licenses/by-nc-sa/3.0/
    File URL: https://www.persee.fr/doc/reco_0035-2764_1994_num_45_3_409562
    Download Restriction: Data and metadata provided by Persée are licensed under a Creative Commons "Attribution-Noncommercial-Share Alike 3.0" License http://creativecommons.org/licenses/by-nc-sa/3.0/
    File URL: https://libkey.io/10.3406/reco.1994.409562?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. David B. Humphrey, 1991. "Productivity in banking and effects from deregulation," Economic Review, Federal Reserve Bank of Richmond, vol. 77(Mar), pages 16-28.
    2. Martin, F. & Sassenou, M., 1992. "Structure des couts dans la banque francaise," Papers 1992g, Caisse des Depots et Consignations - Cahiers de recherche.
    3. Ugur Muldur & Mohamed Sassenou, 1993. "Economies of scale and scope in French banking and savings institutions," Journal of Productivity Analysis, Springer, vol. 4(1), pages 51-72, June.
    4. Nguyen The Van, 1993. "Inputs, outputs et fonctions de coût bancaire : Critiques et reformulation," Revue d'Économie Financière, Programme National Persée, vol. 27(4), pages 155-168.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Athanasoglou, Panayiotis P. & Georgiou, Evangelia A. & Staikouras, Christos C., 2009. "Assessing output and productivity growth in the banking industry," The Quarterly Review of Economics and Finance, Elsevier, vol. 49(4), pages 1317-1340, November.
    2. Andrés F. Arias, 2001. "Banking Productivity and Economic Fluctuations: Colombia 1998-2000," Borradores de Economia 192, Banco de la Republica de Colombia.
    3. J. David Cummins & Giuseppe Turchetti, 1996. "Productivity and Technical Efficiency in the Italian Insurance Industry," Center for Financial Institutions Working Papers 96-10, Wharton School Center for Financial Institutions, University of Pennsylvania.
    4. Diego A. Restrepo-Tobón & Subal C. Kumbhakar & Kai Sun, 2013. "Are U.S. Commercial Banks Too Big?," Documentos de Trabajo de Valor Público 10943, Universidad EAFIT.
    5. Zhao, Bingquan & Tian, Yuan & Kenjegalieva, Karligash & Wood, Justine, 2024. "Measuring the productivity of urban commercial banks in China," International Review of Economics & Finance, Elsevier, vol. 93(PB), pages 477-489.
    6. Jeffrey I. Bernstein, 1999. "Total factor productivity growth in the Canadian life insurance industry: 1979-1989," Canadian Journal of Economics, Canadian Economics Association, vol. 32(2), pages 500-517, April.
    7. Fung, Michael K. & Cheng, Arnold C.S., 2010. "Convergence of total factor productivity among banks: Hong Kong's experience," Global Finance Journal, Elsevier, vol. 21(2), pages 201-210.
    8. Andrés Arias, 2003. "U.S. Business Cycle Volatility And Banking Productivity," Documentos CEDE 3668, Universidad de los Andes, Facultad de Economía, CEDE.
    9. Awdeh, Ali, 2013. "Impact of financial deregulation on bank productivity: Evidence from a panel of Arab banks," MPRA Paper 119124, University Library of Munich, Germany.
    10. Saha, Asish & Ravisankar, T. S., 2000. "Rating of Indian commercial banks: A DEA approach," European Journal of Operational Research, Elsevier, vol. 124(1), pages 187-203, July.
    11. Mongi Gharsellaoui, 2015. "The Extent of Competition and Its Impact on Bank Efficiency: Case of the Tunisian Commercial Banks," International Journal of Empirical Finance, Research Academy of Social Sciences, vol. 4(5), pages 278-290.
    12. Ting-Wong Cheng & Kuo-Liang Wang & Chih-Chiang Weng, 2000. "Economies of scale and scope in Taiwan's CPA service industry," Applied Economics Letters, Taylor & Francis Journals, vol. 7(6), pages 409-414.
    13. Luintel, Kul B. & Selim, Sheikh & Bajracharya, Pushkar, 2017. "Liberalization, bankers’ motivation and productivity: A simple model with an application," Economic Modelling, Elsevier, vol. 61(C), pages 102-112.
    14. Andrés Felipe Arias, 2001. "Banking Productivity And Economic Fluctuations: Colombia 1998-2000," Borradores de Economia 2050, Banco de la Republica.
    15. Mukherjee, Kankana & Ray, Subhash C. & Miller, Stephen M., 2001. "Productivity growth in large US commercial banks: The initial post-deregulation experience," Journal of Banking & Finance, Elsevier, vol. 25(5), pages 913-939, May.
    16. Nicholas Apergis & Anthony Rezitis, 2004. "Cost structure, technological change, and productivity growth in the greek banking sector," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 10(1), pages 1-15, February.
    17. Jimborean, Ramona & Brack, Estelle, 2010. "The cost-efficiency of French banks," MPRA Paper 23471, University Library of Munich, Germany.
    18. Chiu, Yung-ho & Luo, Zhengying & Chen, Yu-Chuan & Wang, Zebin & Tsai, Min-Pei, 2013. "A comparison of operating performance management between Taiwan banks and foreign banks based on the Meta-Hybrid DEA model," Economic Modelling, Elsevier, vol. 33(C), pages 433-439.
    19. Diego Restrepo-Tobón & Subal Kumbhakar & Kai Sun, 2015. "Obelix vs. Asterix: Size of US commercial banks and its regulatory challenge," Journal of Regulatory Economics, Springer, vol. 48(2), pages 125-168, October.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:prs:reveco:reco_0035-2764_1994_num_45_3_409562. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Equipe PERSEE (email available below). General contact details of provider: https://www.persee.fr/collection/reco .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.