IDEAS home Printed from https://ideas.repec.org/a/fip/fedpbt/88743.html
   My bibliography  Save this article

Banking Trends: Why Don't Philly Banks Make More Local CRE Loans?

Author

Listed:
  • James DiSalvo

Abstract

Nationally, local banks do a large share of commercial real estate lending, but this isn’t true in Philadelphia. We take a trip through the geography, history, and data of this unusual banking market.

Suggested Citation

  • James DiSalvo, 2020. "Banking Trends: Why Don't Philly Banks Make More Local CRE Loans?," Banking Trends, Federal Reserve Bank of Philadelphia, vol. 5(3), pages 27-32, September.
    • Handle: RePEc:fip:fedpbt:88743
    as

    Download full text from publisher

    File URL: https://www.philadelphiafed.org/-/media/frbp/assets/economy/articles/economic-insights/2020/q3/bt-philly-banks-cre-loans.pdf
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. James DiSalvo & Ryan Johnston, 2016. "Banking Trends: The Growing Role of CRE Lending," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 1(3), pages 15-21, July.
    2. Jith Jayaratne & Philip E. Strahan, 1997. "The benefits of branching deregulation," Economic Policy Review, Federal Reserve Bank of New York, vol. 3(Dec), pages 13-29.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Benjamin Lester, 2021. "When COVID-19 Reached the Corporate Bond Market," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 6(3), pages 2-9, September.
    2. Jonas E. Arias, 2021. "The Economic Effects of Changes in Personal Income Tax Rates," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 6(3), pages 10-17, September.
    3. James DiSalvo, 2021. "Banking Trends: Is Small-Business Lending Local?," Banking Trends, Federal Reserve Bank of Philadelphia, vol. 6(3), pages 18-24, September.
    4. James DiSalvo, 2021. "Banking Trends: Is Small-Business Lending Local?," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 6(3), pages 18-24, September.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozłowski, Łukasz, 2019. "The economic impact of changes in local bank presence," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 53(5), pages 644-656.
    2. Hubert P. Janicki & Edward Simpson Prescott, 2006. "Changes in the size distribution of U.S. banks: 1960-2005," Economic Quarterly, Federal Reserve Bank of Richmond, vol. 92(Fall), pages 291-316.
    3. Jeffery W. Gunther & Kenneth J. Robinson, 1999. "Industry mix and lending environment variability: what does the average bank face," Economic and Financial Policy Review, Federal Reserve Bank of Dallas, issue Q II, pages 24-31.
    4. Nippani, Srinivas & Green, Kenneth Jr., 2002. "The banking industry after the Riegle-Neal Act: re-structure and overall performance," The Quarterly Review of Economics and Finance, Elsevier, vol. 42(5), pages 901-909.
    5. Zou, YongDong & Miller, Stephen M. & Malamud, Bernard, 2011. "Geographic deregulation and commercial bank performance in U.S. state banking markets," The Quarterly Review of Economics and Finance, Elsevier, vol. 51(1), pages 28-35, February.
    6. Jeffrey Brinkman, 2017. "Making Sense of Urban Patterns," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 2(1), pages 1-5, January.
    7. Paul Edelstein & Donald P. Morgan, 2006. "Local or state? Evidence on bank market size using branch prices," Economic Policy Review, Federal Reserve Bank of New York, vol. 12(May), pages 15-25.
    8. Timothy J. Yeager, 2002. "The demise of community banks? local economic shocks aren't to blame," Supervisory Policy Analysis Working Papers 2002-03, Federal Reserve Bank of St. Louis.
    9. Feng, Guohua & Gao, Jiti & Peng, Bin & Zhang, Xiaohui, 2017. "A varying-coefficient panel data model with fixed effects: Theory and an application to US commercial banks," Journal of Econometrics, Elsevier, vol. 196(1), pages 68-82.
    10. Valverde, S. Carbo & Humphrey, David B. & Fernandez, F. Rodriguez, 2003. "Bank deregulation is better than mergers," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 13(5), pages 429-449, December.
    11. Andrew P. Meyer & Timothy J. Yeager, 2001. "Are small rural banks vulnerable to local economic downturns?," Review, Federal Reserve Bank of St. Louis, vol. 83(Mar), pages 25-38.
    12. Yavuz Arslan & Bulent Guler & Burhan Kuruscu, 2020. "Credit supply driven boom-bust cycles," BIS Working Papers 885, Bank for International Settlements.
    13. Kris James Mitchener, 2006. "Are Prudential Supervision and Regulation Pillars of Financial Stability? Evidence from the Great Depression," NBER Working Papers 12074, National Bureau of Economic Research, Inc.
    14. Utrero-Gonzalez, Natalia, 2007. "Banking regulation, institutional framework and capital structure: International evidence from industry data," The Quarterly Review of Economics and Finance, Elsevier, vol. 47(4), pages 481-506, September.
    15. Timothy J. Yeager, 2002. "Community bank performance in the presence of county economic shocks," Supervisory Policy Analysis Working Papers 2002-11, Federal Reserve Bank of St. Louis.
    16. Nizar, Muhammad Afdi, 2016. "Penguatan Perbankan Syari’ah melalui Merger atau Konsolidasi [Strengthening Sharia Banking through Merger or Consolidation]," MPRA Paper 97964, University Library of Munich, Germany.
    17. Hasan, Iftekhar & Jackowicz, Krzysztof & Jagiełło, Robert & Kowalewski, Oskar & Kozłowski, Łukasz, 2021. "Local banks as difficult-to-replace SME lenders: Evidence from bank corrective programs," Journal of Banking & Finance, Elsevier, vol. 123(C).
    18. Kozlowski, Paul J., 2006. "Financial Evolution in Core and Peripheral Areas: Tracking Ohio's Metropolitan Experience," Journal of Regional Analysis and Policy, Mid-Continent Regional Science Association, vol. 36(1), pages 1-14.
    19. Gerald A. Carlino, 2017. "Did the Fiscal Stimulus Work?," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 2(1), pages 6-16, January.
    20. Popov, Alexander & Zaharia, Sonia, 2019. "Credit market competition and the gender gap in labor force participation: Evidence from local markets," European Economic Review, Elsevier, vol. 115(C), pages 25-59.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedpbt:88743. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Beth Paul (email available below). General contact details of provider: https://edirc.repec.org/data/frbphus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.