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Out-of-market small business loans

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  • Elizabeth Laderman

Abstract

This Letter compares small business loans made by banks inside and outside of a local market area and discusses how the mix might affect the measurement of the degree of competition among lenders.

Suggested Citation

  • Elizabeth Laderman, 2009. "Out-of-market small business loans," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue feb13.
    • Handle: RePEc:fip:fedfel:y:2009:i:feb13:n:2009-07
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    File URL: http://www.frbsf.org/publications/economics/letter/2009/el2009-07.pdf
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    References listed on IDEAS

    as
    1. Kenneth P. Brevoort & Timothy H. Hannan, 2004. "Commercial lending and distance: evidence from Community Reinvestment Act data," Finance and Economics Discussion Series 2004-24, Board of Governors of the Federal Reserve System (U.S.).
    2. Berger, Allen N. & Udell, Gregory F., 2006. "A more complete conceptual framework for SME finance," Journal of Banking & Finance, Elsevier, vol. 30(11), pages 2945-2966, November.
    3. Elizabeth Laderman, 1995. "Changes in the structure of urban banking markets in the West," Economic Review, Federal Reserve Bank of San Francisco, pages 21-34.
    4. Elizabeth Laderman, 2008. "The quantity and character of out-of-market small business lending," Economic Review, Federal Reserve Bank of San Francisco, pages 31-39.
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    Keywords

    Bank loans; small business finance;

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