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Influence Factors toward Financial Satisfaction with Financial Behavior as Intervening Variable on Jakarta Area Workforce

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  • Agus Zainul Arifin

Abstract

This research aims to examine the influence of Financial Knowledge and Financial Attitude toward Financial Satisfaction with Financial Behavior as an intervening variable. This research was conducted on a sample coming from the workforce in Jakarta, Indonesia. The method of sampling is purposive sampling.The sample amounted to 450 respondents through spreading a questionnaire to labor directly and indirectly via online through the Google questionnaire section. The Data processed using SmartPLS 3.0.The result suggest that, first, the Financial Knowledge and Financial Attitude have positive influence on Financial Behavior Financial. Second, the Financial Knowledge, Attitude Financial, and Financial Behavior have a positive influence on Financial Behavior. Third, Financial Behavior is mediating the relation between Financial Knowledge and Financial Attitude towards Financial Satisfaction.

Suggested Citation

  • Agus Zainul Arifin, 2018. "Influence Factors toward Financial Satisfaction with Financial Behavior as Intervening Variable on Jakarta Area Workforce," European Research Studies Journal, European Research Studies Journal, vol. 0(1), pages 90-103.
    • Handle: RePEc:ers:journl:v:xx:y:2017:i:3b:p:90-103
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    1. Azwadi Ali & Mohd Rahman & Alif Bakar, 2015. "Financial Satisfaction and the Influence of Financial Literacy in Malaysia," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 120(1), pages 137-156, January.
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    2. Nkosivile Welcome Madinga & Eugine Tafadzwa Maziriri & Tinashe Chuchu & Zinzi Magoda, 2022. "An Investigation of the Impact of Financial Literacy and Financial Socialization on Financial Satisfaction: Mediating Role of Financial Risk Attitude," Global Journal of Emerging Market Economies, Emerging Markets Forum, vol. 14(1), pages 60-75, January.
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    4. Gabriela Mihaela Mureșan & Melinda Timea Fülöp & Cristina Ciumaș, 2021. "The Road from Money to Happiness," JRFM, MDPI, vol. 14(10), pages 1-13, September.
    5. Isiorhovoja, Rodney Akpoviri & Ebewore, Solomon Okeoghene & Nwachi, Salome, 2020. "Farmers' Attitude and Behavior Toward Savings in IKA South Local Government Area of Delta State, Nigeria," Asian Journal of Agriculture and Rural Development, Asian Economic and Social Society (AESS), vol. 10(01), January.
    6. Gentjan Çera & Khurram Ajaz Khan & Jaroslav Belas & Humberto Nuno Rito Ribeiro, 2020. "The Role of Financial Capability and Culture in Financial Satisfaction," Economic Papers, The Economic Society of Australia, vol. 39(4), pages 389-406, December.
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