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The Influence of Financial Knowledge, Control and Income on Individual Financial Behavior

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  • Agus Zainul Arifin

Abstract

The purpose of this study is to analyze the influence of Financial Knowledge, point of Control, and Income on Financial Behavior. This study is based on the Theory of Planned Behavior (TPB), of which the subject is the entire Jakarta communities categoried in the workforce-age, who have already had the occupation and generate fixed-income every month.The result of this study reveals that Financial Knowledge and Locus of Control do affect Financial Behavior, while Income does not provide the same direction.

Suggested Citation

  • Agus Zainul Arifin, 2017. "The Influence of Financial Knowledge, Control and Income on Individual Financial Behavior," European Research Studies Journal, European Research Studies Journal, vol. 0(3A), pages 635-648.
    • Handle: RePEc:ers:journl:v:xx:y:2017:i:3a:p:635-648
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    File URL: http://ersj.eu/dmdocuments/2017-xx-3-a-43.pdf
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    References listed on IDEAS

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    Cited by:

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    2. Rajesh Mishra, 2023. "Financial Literacy and Financial Wellbeing among Indian Households," International Journal of Business and Management, Canadian Center of Science and Education, vol. 17(4), pages 1-98, February.
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    4. E.M. Akhmetshin & N.A. Prodanova & L.B. Trofimova & P.S. Probin & O.G. Grigorieva & V.V. Smirnova, 2018. "Institutional Analysis of the Regulatory and Legal Framework for Financial Reporting Control in Russia," European Research Studies Journal, European Research Studies Journal, vol. 0(Special 3), pages 130-141.
    5. Yonathan Sunyoto, 2020. "Auditor's Experience, Professional Commitment, and Knowledge on Financial Audit Performance in Indonesia," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), vol. 0(2), pages 191-199.
    6. E.N. Alifanova & L.I. Nivorozhkina & Yu.S. Evlakhova, 2019. "Inter-Vulnerability of Financial Institutions and Households in the System of National Financial Security Assessment," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), vol. 0(Special 2), pages 3-15.

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