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Taking responsibility: A responsible research and innovation (RRI) perspective on insurance issues of semi-autonomous driving

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  • Baumann, Martina F.
  • Brändle, Claudia
  • Coenen, Christopher
  • Zimmer-Merkle, Silke

Abstract

Semi-autonomous driving is an emerging – though not unprecedented – technology which cannot necessarily be seen as safe and reliably accident-free. Insurance companies thus play an important role as influential stakeholders in the negotiation and implementation processes around this new technology. They can either push the technology (e.g. by offering beneficial, promotional insurance models for semi-autonomous car owners) or constrain it (e.g. by providing restrictive insurance models or no insurance cover at all). Insurers face questions concerning ethical or societal consequences on various levels: not only when it comes to promoting the technology – whose impact is not yet certain and may range from saving to endangering lives – but also with respect to insurance models such as “pay as you drive”, which may involve discriminatory elements. The concept of responsible research and innovation (RRI) is well suited to accompanying and guiding insurers, policy makers and other stakeholders in this field through a responsible negotiation process that may prove beneficial for everyone. Part of the RRI approach is to make stakeholders aware of “soft” factors such as the ethical, societal or historical factors which influence innovation and of the need to include these aspects in their activities responsibly.

Suggested Citation

  • Baumann, Martina F. & Brändle, Claudia & Coenen, Christopher & Zimmer-Merkle, Silke, 2019. "Taking responsibility: A responsible research and innovation (RRI) perspective on insurance issues of semi-autonomous driving," Transportation Research Part A: Policy and Practice, Elsevier, vol. 124(C), pages 557-572.
    • Handle: RePEc:eee:transa:v:124:y:2019:i:c:p:557-572
    DOI: 10.1016/j.tra.2018.05.004
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    References listed on IDEAS

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    1. Sebastian Derikx & Mark de Reuver & Maarten Kroesen, 2016. "Can privacy concerns for insurance of connected cars be compensated?," Electronic Markets, Springer;IIM University of St. Gallen, vol. 26(1), pages 73-81, February.
    2. Richard Owen & Phil Macnaghten & Jack Stilgoe, 2012. "Responsible research and innovation: From science in society to science for society, with society," Science and Public Policy, Oxford University Press, vol. 39(6), pages 751-760, December.
    3. Armin Grunwald, 2011. "Responsible innovation: bringing together technology assessment, applied ethics, and STS research," Enterprise and Work Innovation Studies, Universidade Nova de Lisboa, IET/CICS.NOVA-Interdisciplinary Centre on Social Sciences, Faculty of Science and Technology, vol. 7(7), pages 9-31, November.
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    5. Rob Lubberink & Vincent Blok & Johan Van Ophem & Onno Omta, 2017. "Lessons for Responsible Innovation in the Business Context: A Systematic Literature Review of Responsible, Social and Sustainable Innovation Practices," Sustainability, MDPI, vol. 9(5), pages 1-31, May.
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    Cited by:

    1. Mohamed Alawadhi & Jumah Almazrouie & Mohammed Kamil & Khalil Abdelrazek Khalil, 0. "Review and analysis of the importance of autonomous vehicles liability: a systematic literature review," International Journal of System Assurance Engineering and Management, Springer;The Society for Reliability, Engineering Quality and Operations Management (SREQOM),India, and Division of Operation and Maintenance, Lulea University of Technology, Sweden, vol. 0, pages 1-23.
    2. Jiqing Liu & Gui Zhang & Xiaojing Lv & Jiayu Li, 2022. "Discovering the Landscape and Evolution of Responsible Research and Innovation (RRI): Science Mapping Based on Bibliometric Analysis," Sustainability, MDPI, vol. 14(14), pages 1-32, July.
    3. Mohamed Alawadhi & Jumah Almazrouie & Mohammed Kamil & Khalil Abdelrazek Khalil, 2020. "Review and analysis of the importance of autonomous vehicles liability: a systematic literature review," International Journal of System Assurance Engineering and Management, Springer;The Society for Reliability, Engineering Quality and Operations Management (SREQOM),India, and Division of Operation and Maintenance, Lulea University of Technology, Sweden, vol. 11(6), pages 1227-1249, December.

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