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E-Wallet. A New Technical Approach

Author

Listed:
  • Octavian Dospinescu

    (Al. I. Cuza University, Romania,)

Abstract

The goal of this article is to propose a new technical approach regarding the “e-wallet” concept. Although the “e-wallet” concept has many implementations, we consider that we can improve the present level of knowledge by joining the Near Field Communication technology and the “classic” concepts about money. In order to develop a new architecture, we studied the present level of knowledge in the scientific literature and in the industry and we proposed new elements for etransfers. Also, we made an experiment and the result consists in a prototype based on the Android platform emulators using the Near Field Communication technology. Our electronic prototype will be able to act as a wallet by using only a mobile smart phone because the proposed architecture embeds concepts like money, cards, payments and receipts in a single secured mobile application.

Suggested Citation

  • Octavian Dospinescu, 2012. "E-Wallet. A New Technical Approach," Acta Universitatis Danubius. OEconomica, Danubius University of Galati, issue 5(5), pages 84-94, October.
    • Handle: RePEc:dug:actaec:y:2012:i:5:p:84-94
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    File URL: http://journals.univ-danubius.ro/index.php/oeconomica/article/view/1423/1319
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    Cited by:

    1. Sangjae Lee & Kun Chang Lee, 2020. "Comparative Study of Service Quality on VIP Customer Satisfaction in Internet Banking: South Korea Case," Sustainability, MDPI, vol. 12(16), pages 1-21, August.
    2. Claudiu CHIRIAC & Gheorghe HURDUZEU & Andreea-Alexandra CHIRIAC (ROSCA) & Ioana-Coralia ZAVERA, 2018. "Mobile Payments And Emerging Technologies," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 1(2), pages 129-139, December.
    3. Claudiu Chiriac & Gheorghe Hurduzeu & Andreea-Alexandra Chiriac (Rosca) & Ioana-Coralia Zavera, 2018. "Mobile Payments And Major Shifts In Consumer Behaviour," Oradea Journal of Business and Economics, University of Oradea, Faculty of Economics, vol. 3(1), pages 76-83, March.
    4. Vikas Chauhan & Rambalak Yadav & Vipin Choudhary, 2022. "Adoption of electronic banking services in India: an extension of UTAUT2 model," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 27(1), pages 27-40, March.

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