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Reforma financiera y el desarrollo de las Mipymes en México

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  • Luis Fernando Cárdenas Alba

Abstract

Este artículo surge de la inquietud que la Reforma Financiera ha generado y la influencia que ésta tendrá sobre las Micro, pequeñas y medianas empresas (Mipymes). Se hace referencia a una serie de investigaciones en el ámbito financiero que abordan la relación entre Sistema Financiero y el problema de acceso al financiamiento para las Mipymes. Posteriormente, se presentan antecedentes de lo qué es y representa la Reforma Financiera de manera general. También se presenta la serie de modificaciones establecidas en esta Reforma en donde se analizan los puntos clave y que repercutirán en el desarrollo de las Mipymes. This article arises from the concern that Financial Reform has generated and its influence on the Micro, small and medium enterprises (MSMEs). It refers to financial investigations that consider the relationship between financial system and the problem of access to finance by MSMEs. It presents a background about what the financial reform is and what it represents in general terms. Also it is presented the amendments that will be based on the publication of the reform; it is analyzed the key points and its influence on the MSMEs development.

Suggested Citation

  • Luis Fernando Cárdenas Alba, 2015. "Reforma financiera y el desarrollo de las Mipymes en México," Ravista Raites antes Panorama Administrativo Journal, Red de Investigación en Administración de la Innovación Tecnológica, Económica y Sustentable - Instituto Tecnológico de Celaya, Departamento de Ciencias Económico Administrativas, vol. 1(1), pages 77-91, july.
    • Handle: RePEc:cey:panora:v:1:y:2015:i:1:p:77-91
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    References listed on IDEAS

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    1. García Hurtado, Alvaro & Pollack, E. Molly, 2004. "Crecimiento, competitividad y equidad: rol del sector financiero," Financiamiento para el Desarrollo 5132, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    2. Garrido, Celso, 2011. "Nuevas políticas e instrumentos para el financiamiento de las PYMES en México: oportunidades y desafíos," Documentos de Proyectos 3896, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    3. Titelman Kardonsky, Daniel & Vera, Cecilia, 2013. "El sistema financiero en América Latina y el Caribe: una caracterización," Financiamiento para el Desarrollo 35880, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Reforma Financiera; Mipymes; Financiamiento.Financial Reform; MSMEs; Financing;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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