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Wie wirkt sich der Wegfall staatlicher Garantien auf die Risikoübernahme von Banken aus?

Author

Listed:
  • Markus Fischer
  • Christa Hainz
  • Jörg Rocholl
  • Sascha Steffen

Abstract

Staaten gewähren Banken oft Garantien, um den Zusammenbruch des Finanzsystems zu verhindern. Diese Garantien müssen aber sobald wie möglich wieder zurückgenommen werden. Zuvor sollten jedoch die möglichen Auswirkungen der Abschaffung einer Garantie untersucht werden. Die so gewonnenen Erkenntnisse erlauben es den Staaten, wenn nötig, flankierende Maßnahmen zu ergreifen. Der Beitrag untersucht deshalb, wie sich die Abschaffung der Gewährträgerhaftung im Jahr 2001 auf die Risikoübernahme im Kreditgeschäft von Landesbanken ausgewirkt hat.

Suggested Citation

  • Markus Fischer & Christa Hainz & Jörg Rocholl & Sascha Steffen, 2012. "Wie wirkt sich der Wegfall staatlicher Garantien auf die Risikoübernahme von Banken aus?," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 65(18), pages 17-21, October.
    • Handle: RePEc:ces:ifosdt:v:65:y:2012:i:18:p:17-21
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    References listed on IDEAS

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