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Altersvorsorge durch Eigenheimförderung …?

Author

Listed:
  • Carolin Fritzsche
  • Lars Vandrei

Abstract

In diesem Beitrag werden Überlegungen zur Subvention des Wohneigentums als Form der Altersvorsorge aus einer ökonomischen Perspektive hinterfragt. Drei Argumente legen nahe, dass der Staat die Unterstützung des Wohneigentums bei der privaten Altersvorsorge nicht in den Vordergrund rücken sollte. Erstens kann Wohneigentum die Möglichkeiten zur Risikostreuung verringern. Zweitens ist Wohneigentum eine Anlageform mit vielen Unsicherheiten. Drittens verringert Wohneigentum die Flexibilität der Anleger und verstärkt den Remanenzeffekt.

Suggested Citation

  • Carolin Fritzsche & Lars Vandrei, 2017. "Altersvorsorge durch Eigenheimförderung …?," ifo Dresden berichtet, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 24(03), pages 26-27, June.
    • Handle: RePEc:ces:ifodre:v:24:y:2017:i:03:p:26-27
    as

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    References listed on IDEAS

    as
    1. Fritzsche, Carolin & Vandrei, Lars, 2019. "The German real estate transfer tax: Evidence for single-family home transactions," Regional Science and Urban Economics, Elsevier, vol. 74(C), pages 131-143.
    2. Juliane Banse & Clemens Deilmann & Carolin Fritzsche & Virginie Hörnig & Jan Kluge & Daniel Kretzschmar & Gesine Marquardt & Tom Motzek & Joachim Ragnitz & Marcel Thum & Lars Vandrei, 2017. "Auswirkungen der demografischenEntwicklung auf den ostdeutschenWohnungsmarkt," ifo Dresden Studien, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 78.
    3. Carolin Fritzsche & Lars Vandrei, 2016. "The German Land Transfer Tax: Evidence for Single-Family Home Transactions," ERES eres2016_135, European Real Estate Society (ERES).
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Altersvorsorge; Wohneigentum; Wohneigentumspolitik; Subvention; Risiko;
    All these keywords.

    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets

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