Accuracy of Information Maintained by US Credit Bureaus: Frequency of Errors and Effects on Consumers' Credit Scores
Author
Abstract
Suggested Citation
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- Robert B. Avery & Paul S. Calem & Glenn B. Canner, 2004. "Credit report accuracy and access to credit," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 90(Sum), pages 297-322.
- Alden F. Abbott & Suzanne Michel & Armando Irizarry, 2006. "The Right Balance of Competition Policy and Intellectual Property Law: A Federal Trade Commission Perspective," Chapters, in: Philip Marsden (ed.), Handbook of Research in Trans-Atlantic Antitrust, chapter 12, Edward Elgar Publishing.
- Robert B. Avery & Paul S. Calem & Glenn B. Canner, 2003. "An overview of consumer data and credit reporting," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 89(Feb), pages 47-73, February.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014.
"Identity theft as a teachable moment,"
Working Papers
14-28, Federal Reserve Bank of Philadelphia.
- Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016. "Identity Theft As A Teachable Moment," Working Papers 16-27, Federal Reserve Bank of Philadelphia.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Jonathan Spader, 2010. "Beyond Disparate Impact: Risk-based Pricing and Disparity in Consumer Credit History Scores," The Review of Black Political Economy, Springer;National Economic Association, vol. 37(2), pages 61-78, June.
- Lauren Hersch Nicholas & Joanne Hsu, 2019. "Consumer Credit Events Before and After Dementia Diagnosis," Working Papers wp418, University of Michigan, Michigan Retirement Research Center.
- Stephanie Moulton & Cäzilia Loibl & Anya Samak & J. Michael Collins, 2013. "Borrowing Capacity and Financial Decisions of Low-to-Moderate Income First-Time Homebuyers," Journal of Consumer Affairs, Wiley Blackwell, vol. 47(3), pages 375-403, November.
- Meier, Stephan & Sprenger, Charles D., 2013.
"Discounting financial literacy: Time preferences and participation in financial education programs,"
Journal of Economic Behavior & Organization, Elsevier, vol. 95(C), pages 159-174.
- Meier, Stephan & Sprenger, Charles, 2008. "Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs," IZA Discussion Papers 3507, Institute of Labor Economics (IZA).
- Will Dobbie & Paul Goldsmith‐Pinkham & Neale Mahoney & Jae Song, 2020.
"Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports,"
Journal of Finance, American Finance Association, vol. 75(5), pages 2377-2419, October.
- Will Dobbie & Paul Goldsmith-Pinkham & Neale Mahoney & Jae Song, 2016. "Bad credit, no problem? Credit and labor market consequences of bad credit reports," Staff Reports 795, Federal Reserve Bank of New York.
- Will Dobbie & Paul Goldsmith-Pinkham & Neale Mahoney & Jae Song, 2016. "Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports," Working Papers 605, Princeton University, Department of Economics, Industrial Relations Section..
- Will Dobbie & Paul Goldsmith-Pinkham & Neale Mahoney & Jae Song, 2016. "Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports," NBER Working Papers 22711, National Bureau of Economic Research, Inc.
- Christa N. Gibbs & Benedict Guttman-Kenney & Donghoon Lee & Scott Nelson & Wilbert Van der Klaauw & Jialan Wang, 2024.
"Consumer Credit Reporting Data,"
Staff Reports
1114, Federal Reserve Bank of New York.
- Christa N. Gibbs & Benedict Guttman-Kenney & Donghoon Lee & Scott T. Nelson & Wilbert H. van der Klaauw & Jialan Wang, 2024. "Consumer Credit Reporting Data," NBER Working Papers 32791, National Bureau of Economic Research, Inc.
- Vitaly Meursault & Daniel Moulton & Larry Santucci & Nathan Schor, 2022. "One Threshold Doesn’t Fit All: Tailoring Machine Learning Predictions of Consumer Default for Lower-Income Areas," Working Papers 22-39, Federal Reserve Bank of Philadelphia.
- Tal Gross & Matthew J. Notowidigdo & Jialan Wang, 2020.
"The Marginal Propensity to Consume over the Business Cycle,"
American Economic Journal: Macroeconomics, American Economic Association, vol. 12(2), pages 351-384, April.
- Tal Gross & Matthew J. Notowidigdo & Jialan Wang, 2016. "The Marginal Propensity to Consume Over the Business Cycle," NBER Working Papers 22518, National Bureau of Economic Research, Inc.
- Robert Collinson & John Eric Humphries & Nicholas Mader & Davin Reed & Daniel Tannenbaum & Winnie van Dijk, 2024.
"Eviction and Poverty in American Cities,"
The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 139(1), pages 57-120.
- Robert Collinson & John Eric Humphries & Nicholas S. Mader & Davin K. Reed & Daniel I. Tannenbaum & Winnie van Dijk, 2022. "Eviction and Poverty in American Cities," NBER Working Papers 30382, National Bureau of Economic Research, Inc.
- Robert Collinson & John Eric Humphries & Nicholas Mader & Davin Reed & Daniel Tannenbaum & Winnie van Dijk, 2023. "Eviction and Poverty in American Cities," Working Papers 23-37, Center for Economic Studies, U.S. Census Bureau.
- Winnie van Dijk & Robert Collinson & John Eric Humphries & Nicholas Mader & Davin Reed & Daniel Tannenbaum, 2022. "Eviction and Poverty in American Cities," Working Papers 2022-24, Human Capital and Economic Opportunity Working Group.
- Robert Collinson & John Eric Humphries & Nicholas Mader & Davin Reed & Daniel Tannenbaum & Winnie Van Dijk, 2022. "Eviction and Poverty in American Cities," Cowles Foundation Discussion Papers 2344, Cowles Foundation for Research in Economics, Yale University.
- Robert Collinson & John Eric Humphries & Nicholas Mader & Davin Reed & Daniel Tannenbaum & Winnie van Dijk, 2022. "Eviction and Poverty in American Cities," Working Papers 21-40, Federal Reserve Bank of Philadelphia.
- Sumit Agarwal & Souphala Chomsisengphet & Lawrence Mielnicki, 2008. "Do Forbearance Plans Help Mitigate Credit Card Losses?," Journal of Family and Economic Issues, Springer, vol. 29(2), pages 191-201, June.
- Stephan Meier & Charles Sprenger, 2007. "Impatience and credit behavior: evidence from a field experiment," Working Papers 07-3, Federal Reserve Bank of Boston.
- Pattison, Nathaniel, 2020.
"Consumption smoothing and debtor protections,"
Journal of Public Economics, Elsevier, vol. 192(C).
- Nathaniel Pattison, 2017. "Consumption Smoothing and Debtor Protections," Departmental Working Papers 1703, Southern Methodist University, Department of Economics.
- Lukasz A. Drozd & Ricardo Serrano-Padial, 2017.
"Modeling the Revolving Revolution: The Debt Collection Channel,"
American Economic Review, American Economic Association, vol. 107(3), pages 897-930, March.
- Ricardo Serrano-Padial & Lukasz Drozd, 2016. "Modeling the Revolving Revolution: The Debt Collection Channel," 2016 Meeting Papers 1666, Society for Economic Dynamics.
- Lukasz A. Drozd & Ricardo Serrano-Padial, 2017. "Modeling the Revolving Revolution: The Debt Collection Channel," Working Papers 17-2, Federal Reserve Bank of Philadelphia.
- Geetesh Bhardwaj & Rajdeep Sengupta, 2011.
"Credit scoring and loan default,"
Working Papers
2011-040, Federal Reserve Bank of St. Louis.
- Geetesh Bhardwaj & Rajdeep Sengupta, 2015. "Credit scoring and loan default," Research Working Paper RWP 15-2, Federal Reserve Bank of Kansas City.
- Elliehausen, Gregory & Hannon, Simona M., 2018. "The Credit Card Act and consumer finance company lending," Journal of Financial Intermediation, Elsevier, vol. 34(C), pages 109-119.
- Brevoort, Kenneth & Grodzicki, Daniel & Hackmann, Martin B., 2020. "The credit consequences of unpaid medical bills," Journal of Public Economics, Elsevier, vol. 187(C).
- Calem, Paul S. & Gordy, Michael B. & Mester, Loretta J., 2006.
"Switching costs and adverse selection in the market for credit cards: New evidence,"
Journal of Banking & Finance, Elsevier, vol. 30(6), pages 1653-1685, June.
- Paul S. Calem & Michael B. Gordy & Loretta J. Mester, 2005. "Switching costs and adverse selection in the market for credit cards: new evidence," Working Papers 05-16, Federal Reserve Bank of Philadelphia.
- John Eric Humphries & Nicholas Mader & Ahmed Daniel Tannenbaum & Winnie van Dijk, 2019.
"Does Eviction Cause Poverty" Quasi-Experimental Evidence from Cook County, IL,"
Cowles Foundation Discussion Papers
2186, Cowles Foundation for Research in Economics, Yale University.
- John Eric Humphries & Nicholas S. Mader & Daniel I. Tannenbaum & Winnie L. van Dijk, 2019. "Does Eviction Cause Poverty? Quasi-Experimental Evidence from Cook County, IL," NBER Working Papers 26139, National Bureau of Economic Research, Inc.
- John Eric Humphries & Nicholas Mader & Daniel Tannenbaum & Winnie van Dijk, 2019. "Does Eviction Cause Poverty? Quasi-Experimental Evidence from Cook County, IL," Working Papers 2019-046, Human Capital and Economic Opportunity Working Group.
- John Eric Humphries & Nicholas Mader & Daniel Tannenbaum & Winnie van Dijk, 2019. "Does Eviction Cause Poverty? Quasi-Experimental Evidence from Cook County, IL," CESifo Working Paper Series 7800, CESifo.
- Paul Goldsmith-Pinkham & Maxim L. Pinkovskiy & Jacob Wallace, 2020.
"The Great Equalizer: Medicare and the Geography of Consumer Financial Strain,"
Staff Reports
911, Federal Reserve Bank of New York.
- Paul Goldsmith-Pinkham & Maxim Pinkovskiy & Jacob Wallace, 2023. "The Great Equalizer: Medicare and the Geography of Consumer Financial Strain," NBER Working Papers 31223, National Bureau of Economic Research, Inc.
- Paul Goldsmith-Pinkham & Maxim Pinkovskiy & Jacob Wallace, 2021. "The Great Equalizer: Medicare and the Geography of Consumer Financial Strain," Papers 2102.02142, arXiv.org.
- Gregory E. Elliehausen & Simona Hannon, 2017. "The Credit Card Act and Consumer Finance Company Lending," Finance and Economics Discussion Series 2017-072, Board of Governors of the Federal Reserve System (U.S.).
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:jconsa:v:47:y:2013:i:3:p:588-601. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=0022-0078 .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.