IDEAS home Printed from https://ideas.repec.org/a/bla/devchg/v45y2014i2p284-307.html
   My bibliography  Save this article

Borrowing Across Borders: Migration and Microcredit in Rural Cambodia

Author

Listed:
  • Maryann Bylander

Abstract

type="main"> This article explores an unexpected and overlooked consequence of the expansion of microcredit: how it interacts with migration patterns. Drawing on qualitative research in northwest Cambodia, this study explores the uses, meanings and implications of ‘migra-loans’ — microcredit loans that are used in tandem with household strategies of international migration. Using microcredit in combination with migration allows households to immediately meet consumption goals and utilize the credit being actively promoted by microfinance institutions, while also retreating from insecure and less profitable local livelihood strategies. These strategies problematize expectations about the developmental potential of microcredit, and highlight the importance of local context in framing rural livelihood choices.

Suggested Citation

  • Maryann Bylander, 2014. "Borrowing Across Borders: Migration and Microcredit in Rural Cambodia," Development and Change, International Institute of Social Studies, vol. 45(2), pages 284-307, March.
    • Handle: RePEc:bla:devchg:v:45:y:2014:i:2:p:284-307
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/10.1111/dech.12080
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. David Mosse & Sanjeev Gupta & Mona Mehta & Vidya Shah & Julia fnms Rees & KRIBP Project Team, 2002. "Brokered livelihoods: Debt, Labour Migration and Development in Tribal Western India," Journal of Development Studies, Taylor & Francis Journals, vol. 38(5), pages 59-88.
    2. Sajjad Zohir & Imran Matin, 2004. "Wider impacts of microfinance institutions: issues and concepts," Journal of International Development, John Wiley & Sons, Ltd., vol. 16(3), pages 301-330.
    3. Mallick, Debdulal, 2012. "Microfinance and Moneylender Interest Rate: Evidence from Bangladesh," World Development, Elsevier, vol. 40(6), pages 1181-1189.
    4. Hing, Vutha & Lun, Pide & Phann, Dalis, 2011. "Irregular Migration from Cambodia: Characteristics, Challenges, and Regulatory Approach," Discussion Papers DP 2011-26, Philippine Institute for Development Studies.
    5. J. Edward Taylor & Scott Rozelle & Alan deBrauw, 1999. "Migration, Remittances, and Agricultural Productivity in China," American Economic Review, American Economic Association, vol. 89(2), pages 287-291, May.
    6. Marguerite S. Robinson, 2001. "The Microfinance Revolution," World Bank Publications - Books, The World Bank Group, number 28956.
    7. Timothée Demont, 2010. "The Impact of Microfinance on the Informal Credit Market: an Adverse Selection Model," Working Papers 1005, University of Namur, Department of Economics.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. W. Nathan Green, 2024. "The anti-politics of impact investment: Financial self-regulation, market competition and over-indebtedness in Cambodia," Environment and Planning A, , vol. 56(6), pages 1668-1685, September.
    2. Supriya Garikipati & Susan Johnson & Isabelle Guérin & Ariane Szafarz, 2017. "Microfinance and Gender: Issues, Challenges and The Road Ahead," Journal of Development Studies, Taylor & Francis Journals, vol. 53(5), pages 641-648, May.
    3. Flower, Benjamin C.R., 2018. "Does informal tenure result in land inequality? A critique of tenure formalisation reforms in Cambodia," Land Use Policy, Elsevier, vol. 77(C), pages 240-248.
    4. Felkner, John S. & Lee, Hyun & Shaikh, Sabina & Kolata, Alan & Binford, Michael, 2022. "The interrelated impacts of credit access, market access and forest proximity on livelihood strategies in Cambodia," World Development, Elsevier, vol. 155(C).
    5. Shivangi Bhatia & Seema Singh, 2019. "Empowering Women Through Financial Inclusion: A Study of Urban Slum," Vikalpa: The Journal for Decision Makers, , vol. 44(4), pages 182-197, December.
    6. W. Nathan Green, 2020. "Regulating Over‐indebtedness: Local State Power in Cambodia's Microfinance Market," Development and Change, International Institute of Social Studies, vol. 51(6), pages 1429-1453, November.
    7. Maryann Bylander & Erin Hamilton, 2015. "Loans and Leaving: Migration and the Expansion of Microcredit in Cambodia," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 34(5), pages 687-708, October.
    8. Milford Bateman, 2024. "Land Titling and Microcredit in Cambodia: Examining the Reality of Hernando de Soto’s ‘Three Steps to Heaven’," Land, MDPI, vol. 13(4), pages 1-31, April.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Islam, Asadul & Nguyen, Chau & Smyth, Russell, 2015. "Does microfinance change informal lending in village economies? Evidence from Bangladesh," Journal of Banking & Finance, Elsevier, vol. 50(C), pages 141-156.
    2. Abhirupa Das & Uday Bhanu Sinha, 2022. "Microfinance institution and moneylenders in a segmented rural credit market," Working papers 324, Centre for Development Economics, Delhi School of Economics.
    3. Maryann Bylander & Erin Hamilton, 2015. "Loans and Leaving: Migration and the Expansion of Microcredit in Cambodia," Population Research and Policy Review, Springer;Southern Demographic Association (SDA), vol. 34(5), pages 687-708, October.
    4. Berg Claudia & Emran Shahe & Shilpi Forhad, 2020. "Microfinance and Moneylenders: Long-run Effects of MFIs on Informal Credit Market in Bangladesh," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 20(3), pages 1-35, July.
    5. Lall, Somik V. & Selod, Harris & Shalizi, Zmarak, 2006. "Rural-urban migration in developing countries : a survey of theoretical predictions and empirical findings," Policy Research Working Paper Series 3915, The World Bank.
    6. Valerie Mueller & Abusaleh Shariff, 2011. "Preliminary Evidence On Internal Migration, Remittances, And Teen Schooling In India," Contemporary Economic Policy, Western Economic Association International, vol. 29(2), pages 207-217, April.
    7. Jashim Uddin Ahmed & Wahida Shahan Tinne, 2017. "ASA: Cost-effective and Sustainable Microfinance Model NGO in Bangladesh," South Asian Journal of Business and Management Cases, , vol. 6(2), pages 167-175, December.
    8. Levien, Michael, 2015. "Social Capital as Obstacle to Development: Brokering Land, Norms, and Trust in Rural India," World Development, Elsevier, vol. 74(C), pages 77-92.
    9. Jan Fałkowski & Maciej Jakubowski & Paweł Strawiński, 2014. "Returns from income strategies in rural Poland," The Economics of Transition, The European Bank for Reconstruction and Development, vol. 22(1), pages 139-178, January.
    10. B Kelsey Jack, "undated". "Market Inefficiencies and the Adoption of Agricultural Technologies in Developing Countries," CID Working Papers 50, Center for International Development at Harvard University.
    11. Kieran Donaghue, 2004. "Microfinance in the Asia Pacific," Asian-Pacific Economic Literature, The Crawford School, The Australian National University, vol. 18(1), pages 41-61, May.
    12. Kangile, Rajabu Joseph, 2015. "Efficiency In Production By Smallholder Rice Farmers Under Cooperative Irrigation Schemes In Pwani And Morogoro Regions, Tanzania," Research Theses 265681, Collaborative Masters Program in Agricultural and Applied Economics.
    13. Asad K. Ghalib & Issam Malki & Katsushi S. Imai, 2012. "Microfinance and its role in household poverty reduction: findings from Pakistan," Global Development Institute Working Paper Series 17312, GDI, The University of Manchester.
    14. Dehejia, Rajeev & Montgomery, Heather & Morduch, Jonathan, 2012. "Do interest rates matter? Credit demand in the Dhaka slums," Journal of Development Economics, Elsevier, vol. 97(2), pages 437-449.
    15. Driouchi, Ahmed & Zouag, Nada, 2010. "Internal Mobility and Likelihood of Skill Losses in Localities of Emigration: Theory and Preliminary Empirical Application to Some Developing Economies," MPRA Paper 21799, University Library of Munich, Germany, revised 01 Apr 2010.
    16. Melo, Grace & Ames, Glenn, 2016. "Driving Factors of Rural-Urban Migration in China," 2016 Annual Meeting, July 31-August 2, Boston, Massachusetts 235508, Agricultural and Applied Economics Association.
    17. Smriti Rao & Smita Ramnarain, 2023. "Gender, Social Protection, and Crises of Social Reproduction: Contextualizing NREGA," Review of Radical Political Economics, Union for Radical Political Economics, vol. 55(1), pages 70-92, March.
    18. Jean-François Maystadt & Philip Verwimp, 2014. "Winners and Losers among a Refugee-Hosting Population," Economic Development and Cultural Change, University of Chicago Press, vol. 62(4), pages 769-809.
    19. Mariapia Mendola, 2004. "Migration and Technological Change in Rural Households: Complements or Substitutes?," Development Working Papers 195, Centro Studi Luca d'Agliano, University of Milano.
    20. Carolina Laureti, 2015. "The Debt Puzzle in Dhaka’s Slums: Do Poor People Co-hold for Liquidity Needs?," Working Papers CEB 15-021, ULB -- Universite Libre de Bruxelles.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bla:devchg:v:45:y:2014:i:2:p:284-307. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: http://www.blackwellpublishing.com/journal.asp?ref=0012-155X .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.